DeSoto County property record for 3221 Magnolia Leaf Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,106 sqft · built 2020 |
| Lot Size | 0.223 acres (9,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,400 (Feb 2024) |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-19-08-0-00123-00 |
| Primary APN | 3-07-4-19-08-0-00123-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,106 sqft Adjusted Area |
| 1st Floor Area | 1,680 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Material | Shingle |
| Lot Area | 9,720 sqft (0.223 acres) |
| Street Address | 3221 MAGNOLIA LEAF DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | MAGNOLIA COMMONS PH III S/D LOT 123 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 19 |
| Legal Subdivision | COMMONS PH III S/D |
| Legal Phase | 3 |
| Legal Lot Number | 123 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 71124 |
Source: DeSoto County assessment roll, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Jul 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Feb 23, 2024 | Intrafamily Transfer, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Deed Book / Page | 1024 / 3161 |
| Prior Transfer Date | Feb 20, 2024 |
| Prior Transfer Doc | 01024/3161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 1, 2026 |
| Property Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Document Number | 5663034451 |
| Book / Page | 5663 / 34451 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | ROCKET MORTGAGE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Investor | Possibly a Property Investor |
| Document Number | 5663034451, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 5663/34451 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Investor | Possibly a Property Investor |
| Document Number | 005611/138 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 5611/138 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 14 Months |
| Due | Nov 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Document Number | 5660/63885 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 5660/63885 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 28, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 23, 2024 |
| Property Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Document Number | 01024/3161 |
| Book / Page | 1024 / 3161 |
| Map Reference | MB 126 PG 22 |
| Instrument Date | Feb 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
| Name | Verified Name |
|---|---|
| Address | 3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,971.00 (+20.04%) | $19,501 (+39.29%) Land $1,800 Building $17,701 | $195,013 (+39.29%) Land $18,000 Building $177,013 |
| 2023 | $1,642.00 | $14,000 | $140,003 Land $18,000 Building $122,003 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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