3248 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3248 Summitrun Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 2003
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Feb 2022)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Feb 2022 Sale Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059-20-01-185.00`

Property Details

APN / Parcel Number

Primary APN	`059-20-01-185.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,309 sqft Finished Area

Exterior

Year Built	Built 2003
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	0592001185.00
Street Address	3248 SUMMITRUN DR
City	INDEPENDENCE
State	KY
Zip	41051-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER RIDGE SEC 13 LOT 185
Legal Subdivision	CLOVER RIDGE
Legal Phase	13
Legal Lot Number	185
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2001
Census Tract	66802

Owner

Source: Kenton County records · APN 059-20-01-185.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3248 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 06, 2017	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	May 17, 2021
Deed Document Number	0000148818
Deed Book / Page	148 / 818
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 17, 2022
Property Address	3248 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Document Number	0005900077
Book / Page	148 / 818
Map Reference	SL A-522
Instrument Date	Feb 16, 2022
Instrument	22021705900077
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CATALINA DR, 40, WALTON, KY 41094-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4953 PRITCHARD LN, INDEPENDENCE, KY 41051-8565

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 17, 2022
Property Address	3248 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Document Number	0005900077
Book / Page	148 / 818
Map Reference	SL A-522
Instrument Date	Feb 16, 2022
Instrument	22021705900077
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CATALINA DR, WALTON, KY 41094-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4953 PRITCHARD LN, INDEPENDENCE, KY 41051-8565

Mortgage

Document Number	0005900128
Date	Feb 17, 2022
Instrument	22021705900128

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 17, 2021
Property Address	3248 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Document Number	0005900273
Book / Page	90 / 943
Map Reference	SL A-522
Instrument Date	May 07, 2021
Instrument	21051705900273
Transaction Type	Transfer
Record Updated	Jun 03, 2021
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3248 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706

Mortgage

Document Number	0005900274
Date	May 17, 2021
Book Page	216/412
Instrument	21051705900274

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 06, 2017
Property Address	3248 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Document Number	0000000223
Book / Page	0I4010 / 000304
Instrument Date	Sep 11, 2017
Instrument	223
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	BRB TRUST TITLE AGENCY, BRB TR TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 SUMMITRUN DR INDEPENDENCE KY 410516706, INDEPENDENCE, KY 41051-6706

Mortgage

Document Number	224
Date	Oct 06, 2017
Book Page	0I4010/000308
Instrument	224

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 05, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 (-7.85%)	$221,000 (-) Land $35,000 Building $186,000	$221,000 (-) Land $35,000 Building $186,000
2023	$2,789.00	$221,000 Land $30,000 Building $191,000	$221,000 Land $30,000 Building $191,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

3248 Summitrun Dr, Independence, KY 41051 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Summitrun Dr

Nearby Streets

Search Property Records by Address or Parcel Number