3233 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3233 Summitrun Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,236 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$140,300 (Jul 2006)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`059-20-01-190.00`

Property Details

APN / Parcel Number

Primary APN	`059-20-01-190.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,236 sqft Finished Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	196 ft deep x 85 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	3233 SUMMITRUN DR
City	INDEPENDENCE
State	KY
Zip	41051-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER RIDGE SEC 13 LOT 190
Legal Subdivision	CLOVER RIDGE
Legal Phase	13
Legal Lot Number	190
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	66802

Owner

3233 Summitrun Dr is owned and occupied by an individual who acquired it in September 2012.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3233 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2006 · Amount on File
Deed Sale	Jul 6, 2006 · Amount on File
Prior Sale	Jul 29, 2003 · Amount on File
Deed Document Number	200607 06 059 00288
Deed Book / Page	1923 / 303
Last Transfer Date	Sep 7, 2012
Transfer Doc	0005900082
Record Updated	Oct 29, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	3233 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708
Document Number	0000000053
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3233 SUMMITRUN DR INDEPENDENCE KY 410516708, INDEPENDENCE, KY 41051-6708

Mortgage

Document Number	0000000053
Date	Jun 5, 2019
Book Page	0I4273/000121
Instrument	53

Lender

Name	MORGAN FIN'L SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jun 4, 2059

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3233 Summitrun Dr was $2,585.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,300 (-) Land $35,000 Building $187,300	$222,300 (-) Land $35,000 Building $187,300
2025	$2,585.00	$222,300 Land $35,000 Building $187,300	$222,300 Land $35,000 Building $187,300
2023	$2,079.00	$164,800 Land $30,000 Building $134,800	$164,800 Land $30,000 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3233 Summitrun Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3233 Summitrun Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20