3244 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3244 Summitrun Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,603 sqft · built 2003
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Jun 2020)
Tax Bill$2,834 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN059-20-01-196.00

Property Details

APN / Parcel Number

Primary APN059-20-01-196.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,603 sqft Finished Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions121 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address3244 SUMMITRUN DR
CityINDEPENDENCE
StateKY
Zip41051-6706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER RIDGE SEC 13 LOT 196
Legal SubdivisionCLOVER RIDGE
Legal Phase13
Legal Lot Number196
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2001
Census Tract66802

Owner

3244 Summitrun Dr is owned and occupied by an individual who bought it in June 2020.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3244 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Grant Deed, Transfer · Conventional with PMI
FIFTH THIRD BK
Jun 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2020 · Amount on File
Deed SaleJun 29, 2020 · Amount on File
Prior SaleJun 29, 2020 · Amount on File
Deed Document Number20205900155
Deed Book / Page28 / 902
Prior Transfer DateSep 24, 2004
Prior Transfer Doc0930059002
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 29, 2020
Property Address3244 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Document Number0000000155
Book / Page000028 / 000902
Instrument DateJun 19, 2020
Instrument155
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3244 SUMMITRUN DR INDEPENDENCE KY 410516706, INDEPENDENCE, KY 41051-6706

Mortgage

Document Number156
DateJun 29, 2020
Book Page000M63/000730
Instrument156
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 28, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 29, 2020
Property Address3244 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Document Number0000000154
Book / Page000028 / 000898
Instrument DateMay 8, 2020
Instrument154
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3244 SUMMITRUN DR INDEPENDENCE KY 410516706, INDEPENDENCE, KY 41051-6706
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3244 Summitrun Dr was $2,834.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,700 (-) Land $35,000 Building $208,700$243,700 (-) Land $35,000 Building $208,700
2025$2,834.00$243,700 Land $35,000 Building $208,700$243,700 Land $35,000 Building $208,700
2023$2,561.00$203,000 Land $30,000 Building $173,000$203,000 Land $30,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3244 Summitrun Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3244 Summitrun Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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