Kenton County property record for 3249 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,236 sqft · built 2003 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,400 (Apr 2018) |
| Tax Bill | $2,585 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-186.00 |
| Primary APN | 059-20-01-186.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3249 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 13 LOT 186 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 13 |
| Legal Lot Number | 186 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66802 |
3249 Summitrun Dr is owned and occupied by two individuals who bought it in April 2018.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3249 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION HM MTG CORP |
| Apr 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on File |
| Deed Sale | Apr 11, 2018 · Amount on File |
| Prior Sale | Dec 22, 2015 · Amount on File |
| Deed Document Number | 201804 11 059 00063 |
| Deed Book / Page | 4091 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3249 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000193 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3249 SUMMITRUN DR INDEPENDENCE KY 410516708, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000193 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 000M77/000437 |
| Instrument | 193 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 11, 2018 |
| Property Address | 3249 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000063 |
| Book / Page | 0I4091 / 000313 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 63 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3249 SUMMITRUN DR INDEPENDENCE KY 410516708, INDEPENDENCE, KY 41051-6708 |
| Document Number | 66 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 0I4091/000335 |
| Instrument | 66 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 10, 2028 |
| Document Number | 64, |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 0I4091/000316 |
| Instrument | 64 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2048 |
The 2025 property tax bill for 3249 Summitrun Dr was $2,585.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,300 (-) Land $35,000 Building $187,300 | $222,300 (-) Land $35,000 Building $187,300 | |
| 2025 | $2,585.00 | $222,300 Land $35,000 Building $187,300 | $222,300 Land $35,000 Building $187,300 |
| 2023 | $2,074.00 | $164,400 Land $30,000 Building $134,400 | $164,400 Land $30,000 Building $134,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3249 Summitrun Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3249 Summitrun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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