El Dorado County property record for 3245 Talking Mountain Trl, Cool, CA 95614 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,156 sqft · built 2000 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Apr 2023) |
| Tax Bill | $5,184 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Apr 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-332-009-000 |
| Primary APN | 073-332-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 21,344 sqft (0.49 acres) |
| Terrain | Gentle Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,156 sqft |
| Water Source | Commercial |
|---|
| Street Address | 3245 TALKING MOUNTAIN TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 1513 AUBURN LK TRLS 5 |
| Legal Subdivision | AUBURN LK TRLS 5 |
| Legal Lot Number | 1513 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 073-332-009-000
Assessment roll updated August 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3245 TALKING MOUNTAIN TRL, COOL, CA 95614-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2023 | Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Apr 14, 2023 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Jan 13, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on Record |
| Deed Sale | Apr 14, 2023 · Amount on Record |
| Prior Sale | Jan 13, 2017 · Amount on Record |
| Deed Document Number | 202310152 |
| Prior Transfer Date | Apr 07, 2023 |
| Prior Transfer Doc | 0000010153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 14, 2023 |
| Property Address | 3245 TALKING MOUNTAIN TRL, COOL, CA 95614-2535 |
| Document Number | 0000010152 |
| Map Reference | MB E PG 85 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023-0010152 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3245 TALKING MOUNTAIN TRL, COOL, CA 95614-2535 |
| Document Number | 0000010154 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 2023-0010154 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 14, 2023 |
| Property Address | 3245 TALKING MOUNTAIN TRL, COOL, CA 95614-2535 |
| Document Number | 0000010153 |
| Map Reference | MB E PG 85 |
| Instrument Date | Apr 07, 2023 |
| Instrument | 2023-0010153 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3245 TALKING MOUNTAIN TRL, COOL, CA 95614-2535 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jan 13, 2017 |
| Property Address | 3245 TALKING MOUNTAIN TRL, COOL, CA 95614-2535 |
| Document Number | 0000001962 |
| Map Reference | MAP E PG85 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 2017-0001962 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3245 TALKING MOUNTAIN TRL, COOL, CA 95614-2535 |
| Document Number | 0000001963 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 2017-0001963 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,184.00 (+5.99%) | $473,382 (+14.69%) Land $119,646 Building $353,736 |
| 2024 | $4,891.00 (+11.82%) | |
| 2023 | $4,374.00 (+1.51%) | $412,738 Land $72,506 Building $340,232 |
| 2022 | $4,309.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | About 1 in 75 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Cal.net | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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