3200 Talking Mountain Trl, Cool, CA 95614 Property Records

El Dorado County property record for 3200 Talking Mountain Trl, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,903 sqft · built 1990
Lot Size	1.46 acres (64,033 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073-331-014-000`

Property Details

APN / Parcel Number

Primary APN	`073-331-014-000`
Alternative APNs	`07333114100` `0733311410`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,903 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	64,033 sqft
Terrain	Gentle Slope
View / Lot	Average
Parking Spaces	1 Parking Space
Patio Area	1,903 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	3200 TALKING MOUNTAIN TRL
City	COOL
State	CA
Zip	95614-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PM 34/58/B
Legal Block	P/M
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4004
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 400, COOL, CA 95614-0400
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Correction Deed OLD REPUBLIC TITLE
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage DATA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 8, 2011
Transfer Doc	0000031467
Record Updated	Oct 29, 2026

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 3, 2026
Property Address	3200 TALKING MOUNTAIN TRL, COOL, CA 95614-2536
Document Number	0000028857
Instrument Date	Aug 20, 2026
Instrument	202628857
Record Updated	Sep 11, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3200 TALKING MOUNTAIN TRL, COOL, CA 95614-2536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 TALKING MOUNTAIN TRL, COOL, CA 95614-2536

Mortgage

Document Number	0000054852
Date	Oct 2, 2020
Instrument	2020-0054852

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,819 (+2%) Land $65,654 Building $225,165
2025	$3,085.00 (+7.75%) Homeowner's exemption	$285,117 (+4.04%) Land $64,367 Building $220,750
2023	$2,863.00 (+1.52%) Homeowner's exemption	$274,047 Land $61,868 Building $212,179
2022	$2,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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