El Dorado County property record for 3226 Talking Mountain Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,337 sqft · built 1992 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,731 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-341-017-000 |
| Primary APN | 073-341-017-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 40,946 sqft (0.94 acres) |
| View / Lot | Waterfront |
| Parking Spaces | 1 Parking Space |
| Patio Area | 2,337 sqft |
| Water Source | Commercial |
|---|
| Street Address | 3226 TALKING MOUNTAIN TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PM 34/52/A |
| Legal Subdivision | AUBURN LAKE TRAILS UNIT #5 |
| Legal Lot Number | 1386 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3226 TALKING MOUNTAIN TRL, COOL, CA 95614-2536 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 7, 2022 | Intrafamily Transfer, Transfer |
| Jun 7, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 7, 2022 |
| Property Address | 3226 TALKING MOUNTAIN TRL, COOL, CA 95614-2536 |
| Document Number | 0000024822 |
| Map Reference | MB 34 PG 52 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2022-0024822 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3226 TALKING MOUNTAIN TRL, COOL, CA 95614-2536 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 7, 2022 |
| Property Address | 3226 TALKING MOUNTAIN TRL, COOL, CA 95614-2536 |
| Document Number | 0000024820 |
| Map Reference | MB 34 PG 52 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2022-0024820 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3226 TALKING MOUNTAIN TRL, COOL, CA 95614-2536 |
| Document Number | 0000024821 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022-0024821 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Sep 1, 2051 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $447,002 (+2%) Land $106,081 Building $340,921 | |
| 2025 | $4,731.00 (+7.79%) Homeowner's exemption | $438,238 (+4.04%) Land $104,001 Building $334,237 |
| 2023 | $4,389.00 (+1.53%) Homeowner's exemption | $421,222 Land $99,963 Building $321,259 |
| 2022 | $4,323.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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