3267 Talking Mountain Trl, Cool, CA 95614 Property Records

El Dorado County property record for 3267 Talking Mountain Trl, Cool, CA 95614 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,620 sqft · built 2007
Lot Size	0.659 acres (28,749 sqft)
Owner	2 Company Names on File
Last Sale	$485,000 (Aug 2017)
Tax Bill	$5,953 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`073-332-011-000`

Property Details

APN / Parcel Number

Primary APN	`073-332-011-000`
Alternative APN	`0733321110`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Construction Type	Wood
Lot Area	28,749 sqft (0.659 acres)
Terrain	Gentle Slope
View / Lot	Fair
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,620 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Old Parcel Number	0733321110
Street Address	3267 TALKING MOUNTAIN TRL
City	COOL
State	CA
Zip	95614-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1515 AUBURN LK TRLS 5
Legal Subdivision	AUBURN LK TRLS 5
Legal Lot Number	1515
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4003
Census Tract	30601

Owner

Source: El Dorado County records · APN 073-332-011-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3267 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 02, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 23, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	0000035717
Last Transfer Date	Feb 02, 2021
Transfer Doc	0000007433
Record Updated	Jun 07, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3267 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026331
Date	Jun 05, 2020
Instrument	2020-0026331

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3267 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	STEWART TITLE PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045952
Date	Oct 29, 2019
Instrument	2019-0045952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 02, 2021
Property Address	3267 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Document Number	0000007433
Map Reference	MB E PG 85
Instrument Date	Jan 28, 2021
Instrument	2021-0007433
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3267 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007434
Date	Feb 02, 2021
Instrument	2021-0007434

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 23, 2020
Property Address	3267 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Document Number	0000059895
Instrument Date	Oct 15, 2020
Instrument	59895
Transaction Type	Transfer
Record Updated	Nov 06, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3267 TALKING MOUNTAIN TRL COOL CA 956142535, COOL, CA 95614-2535
Investor	Possibly a Property Investor

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 23, 2017
Property Address	3267 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Document Number	0000035717
Map Reference	MB E PG 85
Instrument Date	Aug 07, 2017
Instrument	2017-0035717
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	ORANGE COAST TITLE ANAHEIM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3267 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035718
Date	Aug 23, 2017
Instrument	2017-0035718

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,953.00 (+7.82%) Homeowner's exemption	$551,841 (+4.04%) Land $125,158 Building $426,683
2023	$5,521.00 (+1.53%) Homeowner's exemption	$530,414 Land $120,299 Building $410,115
2022	$5,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	About 1 in 75 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Cal.net	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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