3245 Talbot Dr, Troy, MI 48083 Property Records

Oakland County property record for 3245 Talbot Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,628 sqft · built 1929
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2021)
Tax Bill	$4,408 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-22-376-018`

Property Details

APN / Parcel Number

Primary APN	`88-20-22-376-018`
Alternative APN	`2022376018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	696 sqft
Unfinished Basement	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	225 ft deep x 118 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	605 sqft
Porch	Slab
Porch Area	128 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3245 TALBOT DR
City	TROY
State	MI
Zip	48083-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E
Legal Description	T2N, R11E, SEC 22 BIG BEAVER N 43 FT OF LOT 25 & ALL OF LOT 26
Legal Range	11E
Legal Township	2N
Legal Section	22
Legal Subdivision	BIG BEAVER SUB
Legal Lot Number	25-26
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	197000

Owner

3245 Talbot Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3245 TALBOT DR, TROY, MI 48083-5094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Apr 3, 2009 · Amount on File
Deed Document Number	2021159601
Deed Book / Page	56442 / 789
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 23, 2021
Property Address	3245 TALBOT DR, TROY, MI 48083-5094
Document Number	0000159601
Book / Page	56442 / 789
Map Reference	LB 21 PG 19
Instrument Date	Jun 11, 2021
Instrument	159601
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3245 TALBOT DR, 3245, TROY, MI 48083-5094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 TALBOT DR, TROY, MI 48083-5094

Mortgage

Document Number	0056442791
Date	Jun 23, 2021
Instrument	56442/791

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3245 Talbot Dr was $4,408 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,408.00
2023			$278,680
2022	$6,934.00	$139,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3245 Talbot Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	10 (2000–2024)
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3245 Talbot Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20