3175 Talbot Dr, Troy, MI 48083 Property Records

Oakland County property record for 3175 Talbot Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,803 sqft · built 1969
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (Jun 2013)
Tax Bill$5,471 (2025)
Deeds & MortgagesDec 2023 Transfer
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-22-376-022

Property Details

APN / Parcel Number

Primary APN88-20-22-376-022

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories3 Stories
Building Area1,803 sqft Living Area
1st Floor Area1,275 sqft
Basement Area600 sqft
Unfinished Basement675 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions143 ft deep x 107 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3175 TALBOT DR
CityTROY
StateMI
Zip48083-5045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 22 BIG BEAVER LOT 24 EXC W 142 FT, ALSO S 32 FT OF LOT 25 EXC W142 FT
Legal Range11E
Legal Township2N
Legal Section22
Legal SubdivisionBIG BEAVER SUB
Legal Lot Number24-25
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2000
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address75 VERMONT DR, TROY, MI 48083-1739
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Quit Claim Deed, Transfer
Quitclaim
Apr 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK
Mar 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK
Aug 8, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2013 · Amount on Record
Deed SaleJun 11, 2013 · Amount on Record
Prior SaleMay 5, 2010 · Amount on Record
Deed Document Number2013155821
Deed Book / Page45906 / 577
Last Transfer DateDec 20, 2023
Transfer Doc0000137578
Record UpdatedSep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateDec 20, 2023
Property Address3175 TALBOT DR, TROY, MI 48083-5045
Document Number0000137578
Book / Page59075 / 797
Map ReferenceLB 21 PG 19
Instrument DateDec 20, 2023
Instrument137578
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address75 VERMONT DR, TROY, MI 48083-1739

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 VERMONT DR, TROY, MI 48083-1739

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3175 TALBOT DR, TROY, MI 48083-5045
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyNOT AVAILABLE, EMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 EMERSON DR, TROY, MI 48084-1688

Mortgage

Document Number0000082425
DateApr 1, 2021
Book Page55985/222
Instrument82425
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3175 TALBOT DR, TROY, MI 48083-5045
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042281
DateMar 2, 2020
Book Page53893/768
Instrument42281
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2035

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateAug 8, 2019
Property Address3175 TALBOT DR, TROY, MI 48083-5045
Document Number0000127064
Book / Page53115 / 00126
Map ReferenceLB 21 PG 19
Instrument DateAug 8, 2019
Instrument127064
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address950 EMERSON DR, 950, TROY, MI 48084-1688

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 EMERSON DR, TROY, MI 48084-1688

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,471.00 (+8.94%)
2023$288,140
2022$5,022.00$144,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims10 (2000–2024)
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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