3260 Talbot Dr, Troy, MI 48083 Property Records

Oakland County property record for 3260 Talbot Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,002 sqft · built 1992
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-22-377-039`

Property Details

APN / Parcel Number

Primary APN	`88-20-22-377-039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,002 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	225 ft deep x 63 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3260 TALBOT DR
City	TROY
State	MI
Zip	48083-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E
Legal Description	T2N, R11E, SEC 22 BIG BEAVER S 7.68 FT OF LOT 46, ALSO N 55.98 FT OF LOT 477-1-87 FROM 029
Legal Range	11E
Legal Township	2N
Legal Section	22
Legal Subdivision	BIG BEAVER
Legal Lot Number	1-477
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2003
Census Tract	197000

Owner

3260 Talbot Dr is owned and occupied by two individuals who acquired it in December 2019.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3260 TALBOT DR, TROY, MI 48083-5092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 28, 2019
Transfer Doc	0000017090
Record Updated	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 22, 2020
Property Address	3260 TALBOT DR, TROY, MI 48083-5092
Document Number	0000017090
Book / Page	053750 / 000018
Instrument Date	Dec 28, 2019
Instrument	17090
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3260 TALBOT DR TROY MI 480835092, TROY, MI 48083-5092

Mortgage

Document Number	17091
Date	Jan 22, 2020
Book Page	053750/000020
Instrument	17091

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 21, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3260 Talbot Dr was $3,371 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,371.00
2023			$293,660
2022	$3,506.00	$146,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3260 Talbot Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	10 (2000–2024)
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3260 Talbot Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20