3240 Estero Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3240 Estero Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,447 sqft · built 1971
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$1,500,000 (Jun 2022)
Tax Bill$15,886 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN212-212-003-9

Property Details

APN / Parcel Number

Primary APN212-212-003-9
Alternative APN
  • 212-212-003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,447 sqft Living Area
1st Floor Area1,447 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3240 ESTERO DR
CitySAN RAMON
StateCA
Zip94583-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionTRACT 3841 LOT 36 EX MR
Legal SubdivisionSUBDIVISION 3841
Legal Tract3841
Legal Lot Number36
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3014
Census Tract345103

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3240 ESTERO DR, SAN RAMON, CA 94583-3217
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 27, 2022Deed of Trust, Mortgage · Line of Credit
FIRST REPUBLIC BANK
Jun 9, 2022Grant Deed, Transfer · Conventional Mortgage
MUFG UNION BANK NA
Aug 28, 2019Quit Claim Deed, Transfer · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 9, 2022 · Amount on Record
Deed SaleJun 9, 2022 · Amount on Record
Prior SaleApr 6, 2006 · Amount on Record
Deed Document Number202296655
Prior Transfer DateJun 24, 2019
Prior Transfer Doc0000138960
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3240 ESTERO DR, SAN RAMON, CA 94583-3217
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 ESTERO DR, SAN RAMON, CA 94583-3217

Mortgage

Document Number0000012793
DateJan 14, 2021
Instrument2021-012793
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3240 ESTERO DR, SAN RAMON, CA 94583-3217
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021931
DateFeb 5, 2020
Instrument2020-021931
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3240 ESTERO DR, SAN RAMON, CA 94583-3217
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 ESTERO DR, SAN RAMON, CA 94583-3217

Mortgage

Document Number0000072622
DateApr 27, 2022
Instrument2022-072622
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 9, 2022
Property Address3240 ESTERO DR, SAN RAMON, CA 94583-3217
Document Number0000096655
Map ReferenceMB 138 PG 3-9
Instrument DateMay 31, 2022
Instrument2022-096655
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3240 ESTERO DR, SAN RAMON, CA 94583-3217

Mortgage

Document Number0000096656
DateJun 9, 2022
Instrument2022-096656
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 28, 2019
Property Address3240 ESTERO DR, SAN RAMON, CA 94583-3217
Document Number0000138960
Instrument DateJun 24, 2019
Instrument138960
Transaction TypeTransfer
Record UpdatedSep 5, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 ESTERO DR SAN RAMON CA 945833217, SAN RAMON, CA 94583-3217

Mortgage

Document Number138961
DateAug 28, 2019
Instrument138961
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,348,000 (-2.95%) Land $1,078,000 Building $270,000
2025$15,886.00 (+4.96%)$1,389,000 (+5.47%) Land $1,111,200 Building $277,800
2023$15,135.00 (+96.46%)$1,317,000 Land $1,054,000 Building $263,000
2022$7,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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