Contra Costa County property record for 3256 Estero Dr, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,910 sqft · built 1971 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $315,000 (Dec 1998) |
| Tax Bill | $6,194 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Nov 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-212-001-3 |
| Primary APN | 212-212-001-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,910 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3256 ESTERO DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3841 LOT 34 EX MR |
| Legal Subdivision | TRACT 3841 |
| Legal Tract | 3841 |
| Legal Lot Number | 34 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 345103 |
Source: Contra Costa County records · APN 212-212-001-3
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU |
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU |
| Jul 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 28, 2021 | Intrafamily Transfer, Transfer WESTMINSTER TITLE CO INC |
| Sep 04, 2020 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Sep 04, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SF FIRE CU |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit SF FIRE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 1998 · Amount on Record |
| Deed Sale | Dec 10, 1998 · Amount on Record |
| Deed Document Number | 1998311140 |
| Last Transfer Date | Jul 14, 2021 |
| Transfer Doc | 0000211729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000329832 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-329832 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE PINT |
| Name | Verified Name |
|---|---|
| Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000317048 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-317048 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 06, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 28, 2021 |
| Property Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000211727 |
| Map Reference | MB 138 PG 3-9 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021-211727 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000211728 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-211728 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 28, 2021 |
| Property Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000211729 |
| Map Reference | MB 138 PG 3-9 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021-211729 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | WESTMINSTER TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 04, 2020 |
| Property Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000194679 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 194679 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3256 ESTERO DR SAN RAMON CA 945833217, SAN RAMON, CA 94583-3217 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 04, 2020 |
| Property Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000194677 |
| Map Reference | MB 138 PG 3 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2020-194677 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000194678 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020-194678 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000006556 |
| Instrument Date | Jan 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3256 ESTERO DR SAN RAMON CA 945833217, SAN RAMON, CA 94583-3217 |
| Document Number | 0000006556 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 6556 |
| Name | SF FIRE CU |
|---|---|
| Address | SAN FRANCISCO, CA 94114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3256 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000065888 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3256 ESTERO DR SAN RAMON CA 945833217, SAN RAMON, CA 94583-3217 |
| Document Number | 0000065888 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 65888 |
| Name | SF FIRE CU |
|---|---|
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $503,678 (+2%) Land $239,846 Building $263,832 | |
| 2025 | $6,194.00 (+3.77%) | $493,803 (+4.04%) Land $235,144 Building $258,659 |
| 2023 | $5,969.00 (+0.71%) | $474,630 Land $226,014 Building $248,616 |
| 2022 | $5,927.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 572 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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