3208 Estero Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3208 Estero Dr, San Ramon, CA 94583 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,447 sqft · built 1971
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$720,000 (Sep 2016)
Tax Bill$9,895 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN212-212-007

Property Details

APN / Parcel Number

Primary APN212-212-007
Alternative APN
  • 212-212-007-0

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,447 sqft Living Area
Gross Area1,899 sqft
1st Floor Area1,447 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,000 sqft (0.161 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3208 ESTERO DR
CitySAN RAMON
StateCA
Zip94583-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3841 LOT 40 EX MR
Legal Subdivision3841
Legal Tract3841
Legal Lot Number40
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3014
Census Tract345103

Owner

Source: Contra Costa County records · APN 212-212-007

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3208 ESTERO DR, SAN RAMON, CA 94583-3217
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 20, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2016 · Amount on Record
Deed SaleSep 13, 2016 · Amount on Record
Prior SaleNov 23, 1998 · Amount on Record
Deed Document Number2016186712
Last Transfer DateAug 12, 2020
Transfer Doc0000175200
Record UpdatedSep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateAug 19, 2020
Property Address3208 ESTERO DR, SAN RAMON, CA 94583-3217
Document Number0000175200
Map ReferenceMB 138 PG 3-9
Instrument DateAug 12, 2020
Instrument2020-175200
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3208 ESTERO DR, SAN RAMON, CA 94583-3217

Mortgage

Document Number0000175201
DateAug 19, 2020
Instrument2020-175201
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3208 ESTERO DR, SAN RAMON, CA 94583-3217
Document Number0000176553
Instrument DateJun 20, 2018
Transaction TypeMortgage
Record UpdatedNov 08, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3208 ESTERO DR SAN RAMON CA 945833217, SAN RAMON, CA 94583-3217

Mortgage

Document Number0000176553
DateOct 30, 2018
Instrument176553
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$852,323 (+2%) Land $640,192 Building $212,131
2025$9,895.00 (+3.68%)$835,612 (+4.04%) Land $627,640 Building $207,972
2023$9,544.00 (+0.72%)$803,167 Land $603,269 Building $199,898
2022$9,476.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133451033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982, rainfall accumulation, Severe Storms, Flood, Mudslides & High Tide

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 572 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
UnwiredFixed Wireless300 / 25
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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