Contra Costa County property record for 3232 Estero Dr, San Ramon, CA 94583 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,382 sqft · built 1971 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,310,000 (May 2021) |
| Tax Bill | $16,199 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-212-004-7 |
| Primary APN | 212-212-004-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,838 sqft |
| 1st Floor Area | 1,382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3232 ESTERO DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3841 LOT 37 EX MR |
| Legal Subdivision | SUBDIVISION 3841 |
| Legal Tract | 3841 |
| Legal Lot Number | 37 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 345103 |
Source: Contra Costa County records · APN 212-212-004-7
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3232 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2018 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Apr 22, 2020 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| May 04, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 28, 2019 | Intrafamily Transfer, Transfer · ARM FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2021 · Amount on Record |
| Deed Sale | May 04, 2021 · Amount on Record |
| Prior Sale | Oct 11, 2016 · Amount on Record |
| Deed Document Number | 2021133822 |
| Prior Transfer Date | Jun 21, 2019 |
| Prior Transfer Doc | 0000099060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3232 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | MEMBERS TITLE CO OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000071399 |
|---|---|
| Date | May 07, 2018 |
| Instrument | 2018-071399 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3232 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000076074 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020-076074 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 04, 2021 |
| Property Address | 3232 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000133822 |
| Map Reference | MB 138 PG 3-9 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021-133822 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3232 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000133823 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 2021-133823 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jun 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 28, 2019 |
| Property Address | 3232 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000099060 |
| Map Reference | MB 138 PG 3 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019-099060 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3232 ESTERO DR, SAN RAMON, CA 94583-3217 |
| Document Number | 0000099061 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019-099061 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.55% |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,446,342 (+2%) Land $910,865 Building $535,477 | |
| 2025 | $16,199.00 (+10.28%) | $1,417,983 (+11.13%) Land $893,005 Building $524,978 |
| 2023 | $14,689.00 (-5.37%) | $1,276,000 Land $804,000 Building $472,000 |
| 2022 | $15,522.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133451033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982, rainfall accumulation, Severe Storms, Flood, Mudslides & High Tide |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 572 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Unwired | Fixed Wireless | 300 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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