Madison County property record for 328 Trace Harbor Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,209 sqft · built 1991 |
| Owner | 2 Owner Names on Record |
| Tax Bill | $2,118 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-12B-074 |
| Primary APN | 072A-12B-074 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,209 sqft Adjusted Area |
| 1st Floor Area | 1,852 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|
| Account Number | 11188 |
|---|---|
| Old Parcel Number | 072A-12B-074/00.00 |
| Street Address | 328 TRACE HARBOR RD |
| City | MADISON |
| State | MS |
| Zip | 39110-8765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 206 TWIN HARBORS PT 3A LEASE C@46 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 12 |
| Legal Subdivision | TWIN HARBORS PT 3A |
| Legal Lot Number | 206 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30208 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 255 GREEN OAK LN # D, D, MADISON, MS 39110-8213 |
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL SERVICES |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 14, 2008 |
| Transfer Doc | 0022950313 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 328 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 255 GREEN OAK LN, MADISON, MS 39110-8213 |
| Document Number | 004394/108 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | 4394/108 |
| Instrument | 995980 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Oct 10, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 328 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 255 GREEN OAK LN, MADISON, MS 39110-8213 |
| Document Number | 0004225/88 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 4225/88 |
| Instrument | 959495 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 26, 2027 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,118.00 | $20,628 (-) | $137,520 (-) Land $30,000 Building $107,520 |
| 2024 | $2,118.00 | ||
| 2023 | $2,118.00 | $20,628 | $137,520 Land $30,000 Building $107,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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