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324 S Sycamore St, Fruita, CO 81521 Property Records

Mesa County property record for 324 S Sycamore St, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 900 sqft · built 1978
Lot Size0.132 acres (5,729 sqft)
OwnerIndividual Name on File
Last Sale$32,000 (Jan 1990)
Tax Bill$996 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN2697-174-12-015

Property Details

APN / Parcel Number

Primary APN2697-174-12-015
Alternative APN
  • R012713

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area1,200 sqft
1st Floor Area900 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,729 sqft (0.132 acres)
Lot Dimensions85 ft deep x 67 ft wide
Garage TypeAttached
Garage Area300 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR012713
Street Address324 S SYCAMORE ST
CityFRUITA
StateCO
Zip81521-3120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 BLK 14 OF REPLAT OF LOTS 1-2-3-30-31 + 32 OF BLK 14 CLEVELAND ADD TO TOWN OF FRUITA + VAC AREAS ADJ SEC 17 1N 2W
Legal Range002
Legal Township01N
Legal Section17
Legal SubdivisionCLEVELAND ADD TO TOWN OF FRUITA
Legal Block14
Legal Lot Number31
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group4
Census Block4027
Census Tract1504

Owner

324 S Sycamore St is owned and occupied by an individual who bought it in January 1990.

Source: Mesa County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing Address324 S SYCAMORE ST, FRUITA, CO 81521-3120
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 20, 2022Deed of Trust, Mortgage
E AND D SUNSHINE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 1990 · Amount on File
Deed SaleJan 19, 1990 · Amount on File
Deed Book / Page1775 / 100
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address324 S SYCAMORE ST, FRUITA, CO 81521-3120
Transaction TypeMortgage
Record UpdatedFeb 28, 2024
Title CompanyCENTERRE TITLE SERVICES LIMITED, CTS

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 S SYCAMORE ST, FRUITA, CO 81521-3120

Mortgage

Document Number0003085778
DateFeb 16, 2024
Instrument3085778
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address324 S SYCAMORE ST, FRUITA, CO 81521-3120
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 S SYCAMORE ST, FRUITA, CO 81521-3120

Mortgage

Document Number0003028020
DateApr 20, 2022
Instrument3028020
Lender
NameE AND D SUNSHINE LLC
TypeNon-Lending Institution
AddressWHITEWATER, CO 81527
Agreement
AmountAmount on Record
Term37 Months
DueMay 1, 2025
Interest
Rate8%

Tax Assessment & Valuation

The 2025 property tax bill for 324 S Sycamore St was $996, up 8.6% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$996.00 (+8.62%)$18,210 (+1.79%) Land $6,250 Building $11,960$291,390 Land $100,000 Building $191,390
2024$917.00 (+0.55%)$17,890 (-) Land $6,830 Building $11,060
2023$912.00 (+35.11%)$17,890 (+18.48%) Land $6,830 Building $11,060$267,120 Land $102,000 Building $165,120
2022$675.00$15,100 Land $3,480 Building $11,620
2021$217,180 Land $50,000 Building $167,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 S Sycamore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 324 S Sycamore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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