232 S Sycamore St, Fruita, CO 81521 Property Records

Mesa County property record for 232 S Sycamore St, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,216 sqft · built 1994
Lot Size	0.215 acres (9,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Apr 2019)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2697-174-09-002`

Property Details

APN / Parcel Number

Primary APN	`2697-174-09-002`
Alternative APN	`R012644`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,350 sqft (0.215 acres)
Lot Dimensions	85 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	320 sqft
Porch	Open/Unfinished Porch
Porch Area	48 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R012644
Street Address	232 S SYCAMORE ST
City	FRUITA
State	CO
Zip	81521-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 75FT OF LOTS 29 TO 32 INC BLK 7 CLEVELAND ADD + ALSO VACATED STREET ADJ AS PER ORD NO 367
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	CLEVELAND ADD
Legal Block	7
Legal Lot Number	29-32
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4024
Census Tract	1504

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 S SYCAMORE ST, FRUITA, CO 81521-2828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Apr 25, 2019	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Nov 6, 2018	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	Jun 2, 2016 · Amount on Record
Deed Document Number	20192877499
Prior Transfer Date	May 17, 2016
Prior Transfer Doc	0002760626
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	232 S SYCAMORE ST, FRUITA, CO 81521-2828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002906517
Date	Dec 17, 2019
Instrument	2906517

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	FRUITA, CO 81521

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	232 S SYCAMORE ST, FRUITA, CO 81521-2828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002944778
Date	Sep 28, 2020
Instrument	2944778

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 25, 2019
Property Address	232 S SYCAMORE ST, FRUITA, CO 81521-2828
Document Number	0002877499
Map Reference	DOC 1142131
Instrument Date	Apr 24, 2019
Instrument	2877499
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 S SYCAMORE ST, FRUITA, CO 81521-2828

Mortgage

Document Number	0002877500
Date	Apr 25, 2019
Instrument	2877500

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	232 S SYCAMORE ST, FRUITA, CO 81521-2828
Document Number	0002864890
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 S SYCAMORE ST FRUITA CO 815212828, FRUITA, CO 81521-2828

Mortgage

Document Number	0002864890
Date	Dec 20, 2018
Instrument	2864890

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 (+2.52%)	$20,010 (+0.86%) Land $6,250 Building $13,760	$320,110 (+8.07%) Land $100,000 Building $220,110
2024	$1,626.00 (+0.49%)	$19,840 (-) Land $6,950 Building $12,890
2023	$1,618.00 (+17.25%)	$19,840 (+19.16%) Land $6,950 Building $12,890	$296,200 (+23.69%) Land $103,740 Building $192,460
2022	$1,380.00	$16,650 Land $3,480 Building $13,170
2021			$239,460 Land $50,000 Building $189,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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