224 S Sycamore St, Fruita, CO 81521 Property Records

Mesa County property record for 224 S Sycamore St, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1974
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (May 2017)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2697-174-09-001`

Property Details

APN / Parcel Number

Primary APN	`2697-174-09-001`
Alternative APN	`R012643`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Porch	Open/Unfinished Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012643
Street Address	224 S SYCAMORE ST
City	FRUITA
State	CO
Zip	81521-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 50FT OF LOTS 29 TO 32 INC BLK 7 CLEVELAND ADD + ALSO VACATED STREET ADJ AS PER ORD NO 367
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	CLEVELAND ADD
Legal Block	7
Legal Lot Number	29-32
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4024
Census Tract	1504

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 S SYCAMORE ST, FRUITA, CO 81521-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit HOME LOAN STATE BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN STATE BANK
May 9, 2017	Warranty Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Prior Sale	Mar 2, 2016 · Amount on Record
Deed Document Number	20172799358
Prior Transfer Date	Jul 29, 1994
Prior Transfer Doc	0001796933
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	224 S SYCAMORE ST, FRUITA, CO 81521-2828
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 S SYCAMORE ST, FRUITA, CO 81521-2828

Mortgage

Document Number	0003131515
Date	Jul 16, 2025
Instrument	3131515

Lender

Name	HOME LOAN STATE BANK
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	224 S SYCAMORE ST, FRUITA, CO 81521-2828
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002953114
Date	Nov 18, 2020
Instrument	2953114

Lender

Name	HOME LOAN STATE BANK
Type	Bank
Address	GRAND JUNCTION, CO 81502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 9, 2017
Property Address	224 S SYCAMORE ST, FRUITA, CO 81521-2828
Document Number	0002799358
Instrument Date	May 8, 2017
Instrument	2799358
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 S SYCAMORE ST FRUITA CO 815212828, FRUITA, CO 81521-2828

Mortgage

Document Number	2799359
Date	May 9, 2017
Instrument	2799359

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 (+3.53%)	$16,910 (+1.87%) Land $6,250 Building $10,660	$270,600 (+9.23%) Land $100,000 Building $170,600
2024	$1,361.00 (+0.52%)	$16,600 (-) Land $6,740 Building $9,860
2023	$1,354.00 (+16.82%)	$16,600 (+18.74%) Land $6,740 Building $9,860	$247,740 (+23.19%) Land $100,650 Building $147,090
2022	$1,159.00	$13,980 Land $3,480 Building $10,500
2021			$201,100 Land $50,000 Building $151,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on S Sycamore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures