Hamilton County property record for 324 N Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,580 sqft · built 1932 |
| Lot Size | 0.539 acres (23,490 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $1,269 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 137P B 005 |
| Primary APN | 137P B 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,490 sqft (0.539 acres) |
| Lot Dimensions | 261 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000065780 |
|---|---|
| Street Address | 324 N CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LT 10 NORTH CREST TERRACES PB 9 PG 29 |
| Legal Subdivision | NORTH CREST TERRACE |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3200 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 324 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 9, 2018 | Loan Modification, Mortgage · Line of Credit CORNERSTONE CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2010 |
| Transfer Doc | 0000000152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 324 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000170 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 13563/409 |
| Instrument | 2024041100170 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 324 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Document Number | 0000000032 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 324 N CREST RD CHATTANOOGA TN 374041004, CHATTANOOGA, TN 37404-1004 |
| Document Number | 0000000032 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 011305/000479 |
| Instrument | 32 |
| Name | CORNERSTONE CMNTY BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Mar 28, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,269.00 (-25.22%) | $83,750 (+10.38%) | $335,000 (+10.38%) Land $125,000 Building $210,000 |
| 2024 | $1,697.00 | $75,875 (-) | $303,500 (-) Land $125,000 Building $178,500 |
| 2023 | $1,697.00 | $75,875 (-) | $303,500 (-) Land $125,000 Building $178,500 |
| 2022 | $1,697.00 | $75,875 | $303,500 Land $125,000 Building $178,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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