316 N Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 316 N Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,402 sqft · built 1960
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual on Record
Last Sale	$640,000 (Jul 2025)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jul 2025 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137P B 009`

Property Details

APN / Parcel Number

Primary APN	`137P B 009`
Alternative APN	`0000065784`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,402 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	236 ft deep x 193 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000065784
Street Address	316 N CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS PT 5&6 NORTH CREST TERRACES PB9 PG29
Legal Subdivision	NORTH CREST TERRACE
Legal Lot Number	5-6
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	3200

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	316 N CREST RD, CHATTANOOGA, TN 37404-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Warranty Deed, Transfer UNKNOWN, JONES TITLE COMPANY LLC
Jun 2, 2020	Deed of Trust, Mortgage SOVEREIGN LNDG
Sep 14, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	0013988373
Deed Book / Page	13988 / 373
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 21, 2025
Property Address	316 N CREST RD, CHATTANOOGA, TN 37404-1004
Document Number	0000000252
Book / Page	13988 / 373
Map Reference	MB 9 PG 29
Instrument Date	Jul 21, 2025
Instrument	2025072100252
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, JONES TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$2,368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 N CREST RD, CHATTANOOGA, TN 37404-1004

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	316 N CREST RD, CHATTANOOGA, TN 37404-1004
Document Number	0715000155
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 N CREST RD CHATTANOOGA TN 374041004, CHATTANOOGA, TN 37404-1004

Mortgage

Document Number	0715000155
Date	Jul 15, 2020
Book Page	012073/000944
Instrument	200715000155

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 14, 2045

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 14, 2018
Property Address	316 N CREST RD, CHATTANOOGA, TN 37404-1004
Document Number	0914000129
Book / Page	011453 / 000050
Instrument Date	Sep 13, 2018
Instrument	180914000129
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 N CREST RD CHATTANOOGA TN 374041004, CHATTANOOGA, TN 37404-1004

Mortgage

Document Number	914000130
Date	Sep 14, 2018
Book Page	011453/000053
Instrument	180914000130

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (+15.24%)	$129,250 (+70.07%)	$517,000 (+70.07%) Land $168,800 Building $348,200
2024	$1,700.00	$76,000 (-)	$304,000 (-) Land $135,000 Building $169,000
2023	$1,700.00	$76,000 (-)	$304,000 (-) Land $135,000 Building $169,000
2022	$1,700.00	$76,000	$304,000 Land $135,000 Building $169,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

316 N Crest Rd, Chattanooga, TN 37404 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Crest Rd

Nearby Streets

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