Hamilton County property record for 320 N Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,648 sqft · built 1977 |
| Lot Size | 0.56 acres (24,415 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,768 (Nov 2012) |
| Tax Bill | $2,328 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137P B 007 |
| Primary APN | 137P B 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,648 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,415 sqft (0.56 acres) |
| Lot Dimensions | 257 ft deep x 95 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000065782 |
|---|---|
| Street Address | 320 N CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LT 8 NORTH CREST TERRACES PB 9 PG 29 |
| Legal Subdivision | NORTH CREST TERRECE |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3200 |
Source: Hamilton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage SYMPLYBANK |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK |
| Dec 31, 2019 | Quit Claim Deed, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 28, 2012 · Amount on Record |
| Deed Sale | Nov 28, 2012 · Amount on Record |
| Prior Sale | Nov 28, 2012 · Amount on Record |
| Deed Document Number | 0000000105 |
| Deed Book / Page | 9807 / 890 |
| Last Transfer Date | Dec 31, 2019 |
| Transfer Doc | 1231000105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 320 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000081 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 12841/305 |
| Instrument | 2022021000081 |
| Name | SYMPLYBANK |
|---|---|
| Type | Bank |
| Address | ROSSVILLE, GA 30741 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 320 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Document Number | 1229000276 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | FIRST CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 N CREST RD CHATTANOOGA TN 374041004, CHATTANOOGA, TN 37404-1004 |
| Document Number | 1229000276 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 012293/000727 |
| Instrument | 201229000276 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 31, 2019 |
| Property Address | 320 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Document Number | 1231000105 |
| Book / Page | 011864 / 000901 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 191231000105 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 N CREST RD CHATTANOOGA TN 374041004, CHATTANOOGA, TN 37404-1004 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,328.00 (+18.59%) | $153,650 (+75.05%) | $614,600 (+75.05%) Land $168,800 Building $445,800 |
| 2024 | $1,963.00 | $87,775 (-) | $351,100 (-) Land $135,000 Building $216,100 |
| 2023 | $1,963.00 | $87,775 (-) | $351,100 (-) Land $135,000 Building $216,100 |
| 2022 | $1,963.00 | $87,775 | $351,100 Land $135,000 Building $216,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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