Hamilton County property record for 318 N Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 5,990 sqft · built 1957 |
| Lot Size | 0.549 acres (23,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,500 (Feb 2015) |
| Tax Bill | $3,107 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 137P B 008 |
| Primary APN | 137P B 008 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,990 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,940 sqft (0.549 acres) |
| Lot Dimensions | 252 ft deep x 95 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000065783 |
|---|---|
| Street Address | 318 N CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT PT 7 NORTH CREST TERRACES PB 9 PG 29 |
| Legal Subdivision | NORTH CREST TERRACE |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 3200 |
Source: Hamilton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 318 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Jun 13, 2017 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 3, 2015 · Amount on Record |
| Deed Sale | Feb 3, 2015 · Amount on Record |
| Prior Sale | May 26, 2004 · Amount on Record |
| Deed Document Number | 2015020300111 |
| Deed Book / Page | 10393 / 764 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 318 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000097 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 12348/435 |
| Instrument | 2021020900097 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 318 N CREST RD, CHATTANOOGA, TN 37404-1004 |
| Document Number | 0000000109 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1310 E 14TH ST CHATTANOOGA TN 374044244, CHATTANOOGA, TN 37404-4244 |
| Document Number | 0000000109 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 011076/000211 |
| Instrument | 109 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | 800 MARKET ST # 100, CHATTANOOGA, TN 37402-2647 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 14, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,107.00 (-2.66%) | $205,025 (+43.68%) | $820,100 (+43.68%) Land $168,800 Building $651,300 |
| 2024 | $3,192.00 | $142,700 (-) | $570,800 (-) Land $135,000 Building $435,800 |
| 2023 | $3,192.00 | $142,700 (-) | $570,800 (-) Land $135,000 Building $435,800 |
| 2022 | $3,192.00 | $142,700 | $570,800 Land $135,000 Building $435,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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