Okaloosa County property record for 324 Echo Cir, Fort Walton Beach, FL 32548 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,242 sqft Living Area |
| Lot Size | 9,179 sqft (0.211 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (2009) |
| Tax Bill | $2,575.00 (2025) |
Source: Okaloosa County records · APN C56-000-593-4582-7
Assessment roll updated December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 ECHO CIR, FORT WALTON BEACH, FL 32548-6304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2021 | Intrafamily Transfer, Transfer SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC |
| Dec 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2009 · Amount on Record |
| Deed Sale | Aug 14, 2009 · Amount on Record |
| Deed Doc Number | 20092583404 |
| Deed Book / Page | 2901 / 3144 |
| Last Transfer Date | Jul 09, 2021 |
| Transfer Doc | 0035850350 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 04, 2021 |
| Property Address | 324 ECHO CIR, FORT WALTON BEACH, FL 32548-6304 |
| Document Number | 0035850350 |
| Book / Page | 3585 / 350 |
| Map Reference | MB 4 PG 80 |
| Instrument Date | Jul 09, 2021 |
| Instrument | 3502690 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1014 EMORY LN, 1014, FORT MILL, SC 29708-0092 |
| Name | Verified Name |
|---|---|
| Address | 324 ECHO CIR, FORT WALTON BEACH, FL 32548-6304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 31, 2020 |
| Property Address | 324 ECHO CIR, FORT WALTON BEACH, FL 32548-6304 |
| Document Number | 0035153032 |
| Book / Page | 3515 / 3032 |
| Map Reference | MB 4 PG 80 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 3418699 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | SOUTHTRUST LAW & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4152 MADURA FIVE, 4152, GULF BREEZE, FL 32563-3536 |
| Name | Verified Name |
|---|---|
| Address | 324 ECHO CIR, FORT WALTON BEACH, FL 32548-6304 |
| Document Number | 0035153034 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 3515/3034 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 (+0.86%) Homeowner's exemption | $249,381 (+1.71%) Land $92,293 Building $157,088 | $249,381 (+1.71%) Land $92,293 Building $157,088 |
| 2023 | $2,553.00 (-2.67%) Homeowner's exemption | $245,178 (+7.76%) Land $74,250 Building $170,928 | $245,178 (+7.76%) Land $74,250 Building $170,928 |
| 2022 | $2,623.00 | $227,519 Land $69,392 Building $158,127 | $227,519 Land $69,392 Building $158,127 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | C56-000-593-4582-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,242 sqft Living Area |
| Gross Area | 1,843 sqft Gross Area |
| 1st Floor | 1,242 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 9,179 sqft (0.211 acres) |
| Garage Type | Attached Garage |
| Garage Area | 513 sqft Garage |
| Porch Area | 88 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 324 ECHO CIR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-6304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINEDALE S/D LOT 19 BLK C |
| Legal Range | 24W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | PINEDALE S/D |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 21902 |
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