329 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 329 Echo Cir, Fort Walton Beach, FL 32548 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,502 sqft · built 1973
Lot Size0.252 acres (10,980 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Jun 2022)
Tax Bill$2,538 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-593-4551-2

Property Details

APN / Parcel Number

Primary APNC56-000-593-4551-2
Alternative APN
  • 09-2S-24-3010-000B-0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,502 sqft Heated Area
Gross Area2,110 sqft
1st Floor Area1,502 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,980 sqft (0.252 acres)
Lot Width87 ft Width
Garage TypeFinished
Garage Area540 sqft
PorchOpen Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address329 ECHO CIR
CityFORT WALTON BEACH
StateFL
Zip32548-6303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEDALE S/D LOT 5 BLK B
Legal Range24
Legal Township02S
Legal Section09
Legal SubdivisionPINEDALE S/D
Legal BlockB
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group4
Census Block4008
Census Tract21902

Owner

Source: Okaloosa County records · APN C56-000-593-4551-2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address329 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Jun 09, 2022Warranty Deed, Transfer · Conventional Mortgage
EGLIN FCU
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
WILLOW BEND MORTGAGE CO
Mar 07, 2017Warranty Deed, Transfer · VA Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2022 · Amount on Record
Deed SaleJun 09, 2022 · Amount on Record
Prior SaleMar 07, 2017 · Amount on Record
Deed Document Number3556054
Deed Book / Page3626 / 2740
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address329 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Transaction TypeMortgage
Record UpdatedMar 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 ECHO CIR, FORT WALTON BEACH, FL 32548-6303

Mortgage

Document Number0003672580
DateFeb 22, 2024
Instrument3672580
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2039

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 09, 2022
Property Address329 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0036262740
Book / Page3626 / 2740
Map ReferenceMB 4 PG 80
Instrument DateJun 06, 2022
Instrument3556054
Transaction TypeTransfer
Record UpdatedJul 08, 2022
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4912 BATON ROUGE BLVD, 4912, FRISCO, TX 75035-7699

Transferred To (Grantee/Buyer)

NameVerified Name
Address836 SHADOW LN, FORT WALTON BEACH, FL 32547-1262

Mortgage

Document Number0036262742
DateJun 09, 2022
Instrument3626/2742
Lender
NameEGLIN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address329 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Transaction TypeMortgage
Record UpdatedApr 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2100 HERITAGE AVE 4301, 4301, EULESS, TX 76039-5529

Mortgage

Document Number0035354403
DateMar 30, 2021
Book Page3535/4403
Instrument3442313
Lender
NameWILLOW BEND MORTGAGE CO
TypeMortgage Company
AddressPLANO, TX 75093
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 07, 2017
Property Address329 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0032900113
Book / Page003290 / 000113
Instrument DateFeb 17, 2017
Instrument3121443
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,229.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 ECHO CIR FORT WALTON BEACH FL 325486303, FORT WALTON BEACH, FL 32548-6303

Mortgage

Document Number32900119
DateMar 07, 2017
Book Page003290/000119
Instrument3121445
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 06, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,538.00 (+1.44%) Homeowner's exemption$246,419 (+2.21%)$246,552 (+2.26%) Land $92,293 Building $154,259
2023$2,502.00 (-2.57%) Homeowner's exemption$241,102 (+7.73%) Land $74,250 Building $166,852$241,102 (+7.73%) Land $74,250 Building $166,852
2022$2,568.00$223,797 Land $69,392 Building $154,405$223,797 Land $69,392 Building $154,405

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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