320 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 320 Echo Cir, Fort Walton Beach, FL 32548 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,296 sqft Heated Area
Lot Size9,189 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$80,000 (1994)
Tax Bill$635.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-593-4584-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address320 ECHO CIR, FORT WALTON BEACH, FL 32548-6304
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 1994 · Amount on Record
Deed SaleNov 01, 1994 · Amount on Record
Deed Doc Number0018801766
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address320 ECHO CIR, FORT WALTON BEACH, FL 32548-6304
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035154930
DateJan 04, 2021
Book Page3515/4930
Instrument3419055
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$635.00 (+9.48%) Homeowner's exemption Widower's exemption$96,272 (+5.99%)$232,921 (+3.33%) Land $92,293 Building $140,628
2023$580.00 (-4.92%) Homeowner's exemption Widower's exemption$90,834 (+3%)$225,423 (+7.78%) Land $74,250 Building $151,173
2022$610.00 Homeowner's exemption Widower's exemption$88,188$209,159 Land $69,392 Building $139,767

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNC56-000-593-4584-3
Alternative APN
  • 09-2S-24-3010-000C-0210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,296 sqft Heated Area
Gross Area1,644 sqft Gross Area
1st Floor1,296 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area9,189 sqft (0.21 acres)
Lot Width80 ft Width
Garage TypeFinished Garage
Garage Area324 sqft Garage
PorchOpen Porch
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address320 ECHO CIR
CityFORT WALTON BEACH
StateFL
Zip32548-6304
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINEDALE S/D LOT 21 BLK C
Legal Range24
Legal Township02S
Legal Section09
Legal SubdivisionPINEDALE S/D
Legal BlockC
Legal Lot Number21
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup4
Census Block4007
Census Tract21902

Nearby Properties on Echo Cir

Nearby Streets

Search Property Records by Address or Parcel Number