321 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 321 Echo Cir, Fort Walton Beach, FL 32548 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,836 sqft Heated Area
Lot Size9,760 sqft (0.224 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2021)
Tax Bill$3,021.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-593-4555-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address321 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Oct 07, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Oct 07, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleOct 07, 2019 · Amount on Record
Deed Doc Number3484762
Deed Book / Page3570 / 2785
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 31, 2021
Property Address321 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0035702785
Book / Page3570 / 2785
Map ReferenceMB 4 PG 80
Instrument DateAug 23, 2021
Instrument3484762
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16302 KENDLESHIRE TER, 16302, BRADENTON, FL 34202-1252

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 ECHO CIR, FORT WALTON BEACH, FL 32548-6303

Mortgage

Document Number35702787
DateAug 31, 2021
Instrument3570/2787
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 07, 2019
Property Address321 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0034223682
Book / Page003422 / 003682
Instrument DateSep 30, 2019
Instrument3309658
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$647.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16302 KENDLESHIRE TER LAKEWOOD RANCH FL 342021252, LAKEWOOD RANCH, FL 34202-1252

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 07, 2019
Property Address321 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0034223680
Book / Page003422 / 003680
Instrument DateSep 26, 2019
Instrument3309657
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address5888 HOUSTON LN CRESTVIEW FL 325399031, CRESTVIEW, FL 32539-9031

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,021.00 (+5.81%) Homeowner's exemption$285,747 (+5.99%)$286,279 (+1.34%) Land $92,293 Building $193,986
2023$2,855.00 (+2.59%) Homeowner's exemption$269,606 (+3%)$282,482 (+7.92%) Land $74,250 Building $208,232
2022$2,783.00 Homeowner's exemption$261,753 Land $69,392 Building $192,361$261,753 Land $69,392 Building $192,361

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNC56-000-593-4555-3
Alternative APN
  • 09-2S-24-3010-000B-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,836 sqft Heated Area
Gross Area1,936 sqft Gross Area
1st Floor1,836 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1993
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area9,760 sqft (0.224 acres)
Lot Width85 ft Width
PorchOpen Porch
Porch Area100 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address321 ECHO CIR
CityFORT WALTON BEACH
StateFL
Zip32548-6303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINEDALE S/D LOT 9 BLK B
Legal Range24
Legal Township02S
Legal Section09
Legal SubdivisionPINEDALE S/D
Legal BlockB
Legal Lot Number9
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup4
Census Block4008
Census Tract21902

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