324 E River St, Monticello, MN 55362 Property Records

Wright County property record for 324 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,231 sqft · built 1917
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on Record
Tax Bill	$2,418 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-015-005150`

Property Details

APN / Parcel Number

Primary APN	`155-015-005150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	724 sqft
Basement Area	21 sqft
Unfinished Basement	21 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1969
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,977 sqft (0.252 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	324 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LOT-015 BLOCK-005
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	5
Legal Lot Number	15
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1004
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E RIVER ST, MONTICELLO, MN 55362-9394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2016
Deed Sale	Apr 26, 2016
Deed Document Number	20161313025
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	324 E RIVER ST, MONTICELLO, MN 55362-9394
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001470592
Date	May 18, 2021
Instrument	1470592

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,418.00 (+18.88%)	$244,700 (+2.47%) Land $90,500 Building $154,200	$244,700 (+2.47%) Land $90,500 Building $154,200
2025		$238,800 (+4.14%) Land $90,000 Building $148,800	$238,800 (+4.14%) Land $90,000 Building $148,800
2023	$2,034.00 (+25.4%)	$229,300 Land $85,000 Building $144,300	$229,300 Land $85,000 Building $144,300
2022	$1,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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