406 E River St, Monticello, MN 55362 Property Records

Wright County property record for 406 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,189 sqft · built 1950
Lot Size	0.289 acres (12,589 sqft)
Owner	Company Name on Record
Last Sale	$247,000 (Oct 2022)
Tax Bill	$2,956 (2026)
Deeds & Mortgages	Oct 2022 Sale Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`155-015-004130`

Property Details

APN / Parcel Number

Primary APN	`155-015-004130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	12,589 sqft (0.289 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	136 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LOT-013 BLOCK-004 WLY 10FT OF LOT13&12 BLK4 WLY 10FT OF LOT13&12 BLK4
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	4,4
Legal Lot Number	13,12
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1003
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer REALTECH TITLE LLC
Aug 24, 2022	Special Warranty Deed, Transfer USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE CO
Feb 8, 2022	Sheriff's Deed, Foreclosure
Mar 9, 2017	Affidavit of Death, Transfer EDINA REALTY TITLE
Mar 9, 2017	Warranty Deed, Transfer · FHA Mortgage BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Aug 2, 2022 · Amount on Record
Deed Document Number	20221483143
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 27, 2022
Property Address	406 E RIVER ST, MONTICELLO, MN 55362-9396
Document Number	00A1519937
Instrument Date	Oct 20, 2022
Instrument	A1519937
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$815.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 24, 2022
Property Address	406 E RIVER ST, MONTICELLO, MN 55362-9396
Document Number	00A1515377
Instrument Date	Aug 2, 2022
Instrument	A1515377
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$709.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9380 EXCELSIOR BLVD, 9380, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10866 COUNTY ROAD 23 SE, BECKER, MN 55308-8912

February 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 8, 2022
Property Address	406 E RIVER ST, MONTICELLO, MN 55362-9396
Document Number	00A1498350
Instrument Date	Feb 8, 2022
Instrument	A1498350
Transaction Type	Foreclosure
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WRIGHT MN
Recording Date	Mar 9, 2017
Property Address	406 E RIVER ST, MONTICELLO, MN 55362-9396
Document Number	0001338523
Instrument Date	Feb 24, 2017
Instrument	1338523
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	EDINA REALTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E RIVER ST MONTICELLO MN 553629396, MONTICELLO, MN 55362-9396

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 9, 2017
Property Address	406 E RIVER ST, MONTICELLO, MN 55362-9396
Document Number	0001338524
Instrument Date	Feb 24, 2017
Instrument	1338524
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	METRO LEGAL SERVICES, METRO LEGAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	406 E RIVER ST MONTICELLO MN 553629396, MONTICELLO, MN 55362-9396

Mortgage

Document Number	1338526
Date	Mar 9, 2017
Instrument	1338526

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,956.00 (+33.76%)	$274,400 (+2.46%) Land $91,300 Building $183,100	$274,400 (+2.46%) Land $91,300 Building $183,100
2025		$267,800 (+1.59%) Land $90,000 Building $177,800	$267,800 (+1.59%) Land $90,000 Building $177,800
2023		$263,600 Land $85,000 Building $178,600	$263,600 Land $85,000 Building $178,600
2022	$2,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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