401 E River St, Monticello, MN 55362 Property Records

Wright County property record for 401 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,550 sqft · built 1987
Lot Size	0.677 acres (29,490 sqft)
Owner	Company Name on Record
Tax Bill	$6,124 (2026)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`155-015-007050`

Property Details

APN / Parcel Number

Primary APN	`155-015-007050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,550 sqft Living Area
1st Floor Area	2,638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	29,490 sqft (0.677 acres)
Lot Dimensions	268 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO BLOCK-007 TH PRT OF LT5&PRT OF LT4BLK7DES COM SWLY COR OF LT5TH NELY111.47FT TO PO
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	7,7
Legal Lot Number	5,4
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2020
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 E RIVER ST, MONTICELLO, MN 55362-9397
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Jan 11, 2023
Property Address	401 E RIVER ST, MONTICELLO, MN 55362-9397
Document Number	00A1524145
Instrument Date	Jan 5, 2023
Instrument	A1524145
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E RIVER ST, MONTICELLO, MN 55362-9397

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,124.00 (+17.5%)	$571,500 (+4.73%) Land $130,000 Building $441,500	$571,500 (+4.73%) Land $130,000 Building $441,500
2025		$545,700 (-4.36%) Land $129,300 Building $416,400	$545,700 (-4.36%) Land $129,300 Building $416,400
2023	$5,212.00 (+7.69%)	$570,600 Land $131,100 Building $439,500	$570,600 Land $131,100 Building $439,500
2022	$4,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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