312 E River St, Monticello, MN 55362 Property Records

Wright County property record for 312 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,658 sqft · built 1873
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jul 2022)
Tax Bill	$2,384 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`155-015-005130`

Property Details

APN / Parcel Number

Primary APN	`155-015-005130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,322 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1960
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,977 sqft (0.252 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	312 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LOT-013 BLOCK-005
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	5
Legal Lot Number	13
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1004
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 E RIVER ST, MONTICELLO, MN 55362-9394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2019	Warranty Deed, Transfer CENTRAL LAND TITLE, CENTRAL LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	20221448053
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 2, 2022
Property Address	312 E RIVER ST, MONTICELLO, MN 55362-9394
Document Number	00A1513452
Instrument Date	Jul 29, 2022
Instrument	A1513452
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E RIVER ST, MONTICELLO, MN 55362-9394

Mortgage

Document Number	00A1513453
Date	Aug 2, 2022
Instrument	A1513453

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 19, 2019
Property Address	312 E RIVER ST, MONTICELLO, MN 55362-9394
Document Number	0001393827
Instrument Date	Apr 15, 2019
Instrument	1393827
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 E RIVER ST MONTICELLO MN 553629394, MONTICELLO, MN 55362-9394

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,384.00 (+21.14%)	$240,700 (+2.03%) Land $90,500 Building $150,200	$240,700 (+2.03%) Land $90,500 Building $150,200
2025		$235,900 (+4.1%) Land $90,000 Building $145,900	$235,900 (+4.1%) Land $90,000 Building $145,900
2023	$1,968.00 (+28.29%)	$226,600 Land $85,000 Building $141,600	$226,600 Land $85,000 Building $141,600
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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