215 E Prospect St, Oneida, IL 61467 Property Records

Knox County property record for 215 E Prospect St, Oneida, IL 61467

Property Summary

Property Type	Single Family Home
Details	1,364 sqft · built 1876
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-36-181-005`

Property Details

APN / Parcel Number

Primary APN	`02-36-181-005`

Interior

Stories	1 Story
Building Area	1,364 sqft Base Area
1st Floor Area	1,364 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	164 ft deep x 82 ft wide
Garage Area	1,188 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	215 E PROSPECT ST
City	ONEIDA
State	IL
Zip	61467-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 23 CITY OF ONEIDA
Legal Subdivision	CITY ONEIDA
Legal Block	23
Legal Lot Number	6
Jurisdiction	KNOX IL
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4055
Census Tract	100

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 E PROSPECT ST, ONEIDA, IL 61467-5113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	215 E PROSPECT ST, ONEIDA, IL 61467-5113
Document Number	0001050154
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 E PROSPECT ST ONEIDA IL 614675113, ONEIDA, IL 61467-5113

Mortgage

Document Number	0001050154
Date	Aug 10, 2018
Instrument	1050154

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	MOLINE, IL 61266-0339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Aug 9, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Ontario Township
Municipality	Oneida City
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+102.6%)	$28,190 (+72.21%) Land $2,340 Building $25,850	$84,570 (+72.21%) Land $7,020 Building $77,550
2022	$884.00	$16,370 Land $1,870 Building $14,500	$49,110 Land $5,610 Building $43,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA serves 644 people · EPA ID IL0950400
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Prospect St

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