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324 Cushing Ave, Dayton, OH 45429 Property Records

Montgomery County property record for 324 Cushing Ave, Dayton, OH 45429

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 977 sqft · built 1940
Lot Size0.115 acres (5,040 sqft)
OwnerIndividual Name on Record
Last Sale$208,000 (Aug 2024)
Tax Bill$3,249 (2024)
Deeds & MortgagesJun 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNN64 00203 0073

Property Details

APN / Parcel Number

Primary APNN64 00203 0073

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area977 sqft Living Area
1st Floor Area814 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,040 sqft (0.115 acres)
Lot Dimensions120 ft deep x 42 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address324 CUSHING AVE
CityDAYTON
StateOH
Zip45429-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description73 R & C EAST OAKWOOD
Legal SubdivisionR & C EAST OAKWOOD
Legal Lot Number73
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group1
Census Block1018
Census Tract20800

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address324 CUSHING AVE, DAYTON, OH 45429-2608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
May 25, 2018Warranty Deed, Transfer · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2024 · Amount on Record
Deed SaleAug 12, 2024 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Document Number2024-00041980
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address324 CUSHING AVE, DAYTON, OH 45429-2608
Document Number0000035980
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyLANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address324 CUSHING AVE DAYTON OH 454292608, DAYTON, OH 45429-2608

Mortgage

Document Number0000035980
DateJun 23, 2020
Instrument35980
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 22, 2035

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateMay 25, 2018
Property Address324 CUSHING AVE, DAYTON, OH 45429-2608
Document Number0000030443
Instrument DateMay 21, 2018
Instrument30443
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyLANDMARK TITLE AGENCY SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$309.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address24 CUSHING AVE DAYTON OH 45429, DAYTON, OH 45429

Mortgage

Document Number30458
DateMay 25, 2018
Instrument30458
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,570 (-) Land $12,820 Building $37,750
2024$3,249.00 (+0.62%)
2023$3,229.00 (+9.05%)$50,570 (+45.11%) Land $12,820 Building $37,750$144,500 (+45.12%) Land $36,630 Building $107,870
2022$2,961.00$34,850 Land $8,840 Building $26,010
2020$99,570 Land $25,260 Building $74,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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