Montgomery County property record for 325 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 961 sqft · built 1940 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Jun 2019) |
| Tax Bill | $4,027 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00203-0023 |
| Primary APN | N64-00203-0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 961 sqft Living Area |
| Gross Area | 1,189 sqft |
| 1st Floor Area | 462 sqft |
| Game Room | Game Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Porch | Stoop |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 132 sqft |
| Canopy | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 325 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23 E OAKWOOD R & C |
| Legal Subdivision | E OAKWOOD R & C |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20800 |
Source: Montgomery County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 CUSHING AVE, DAYTON, OH 45429-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK. |
| Jun 20, 2019 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on Record |
| Deed Sale | Jun 20, 2019 · Amount on Record |
| Prior Sale | May 14, 2014 · Amount on Record |
| Deed Document Number | 201931784 |
| Prior Transfer Date | May 3, 2000 |
| Prior Transfer Doc | 0003000001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 28, 2026 |
| Property Address | 325 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000031532 |
| Instrument Date | May 11, 2026 |
| Instrument | 202631532 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 325 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000031532, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202631532 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 20, 2019 |
| Property Address | 325 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000031784 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 31784 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 325 CUSHING AVE DAYTON OH 454292607, DAYTON, OH 45429-2607 |
| Document Number | 31791 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 31791 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,027.00 | $62,850 (-) Land $12,820 Building $50,030 | $179,570 (-) Land $36,630 Building $142,940 |
| 2024 | $4,027.00 (+2.73%) | ||
| 2023 | $3,920.00 (+14.59%) | $62,850 (+45.15%) Land $12,820 Building $50,030 | $179,570 (+45.13%) Land $36,630 Building $142,940 |
| 2022 | $3,421.00 | $43,300 Land $8,840 Building $34,460 | |
| 2020 | $123,730 Land $25,260 Building $98,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures