Montgomery County property record for 321 Cushing Ave, Dayton, OH 45429 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,275 sqft · built 1944 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Aug 2018) |
| Tax Bill | $4,609 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00203-0022 |
| Primary APN | N64-00203-0022 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Attic | Attic |
| Attic Area | 64 sqft |
| Basement Area | 465 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 459 sqft |
| Deck Area | 108 sqft |
| Patio Area | 395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22 E OAKWOOD R & C |
| Legal Subdivision | E OAKWOOD R & C |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20800 |
Source: Montgomery County records · APN N64-00203-0022
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 CUSHING AVE, DAYTON, OH 45429-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 21, 2020 | Quit Claim Deed, Transfer ROUNDPOINT MTG SVCNG |
| Aug 07, 2018 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2018 · Amount on Record |
| Deed Sale | Aug 07, 2018 · Amount on Record |
| Prior Sale | Apr 16, 2014 · Amount on Record |
| Deed Document Number | 201846174 |
| Last Transfer Date | May 01, 2020 |
| Transfer Doc | 0000029550 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 321 CUSHING AVE, DAYTON, OH 45429-2607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049782 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021-00049782 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 21, 2020 |
| Property Address | 321 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000029550 |
| Instrument Date | May 01, 2020 |
| Instrument | 29550 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | AMERICAN HOME TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 CUSHING AVE DAYTON OH 454292607, DAYTON, OH 45429-2607 |
| Document Number | 29551 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 29551 |
| Name | ROUNDPOINT MTG SVCNG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 07, 2018 |
| Property Address | 321 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000046174 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 46174 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 CUSHING AVE DAYTON OH 454292607, DAYTON, OH 45429-2607 |
| Document Number | 46175 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 46175 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2048 |
Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,880 (-) Land $12,820 Building $59,060 | $205,360 (-) Land $36,630 Building $168,730 | |
| 2024 | $4,609.00 (+2.93%) | ||
| 2023 | $4,478.00 (+14.61%) | $71,880 (+45.15%) Land $12,820 Building $59,060 | $205,360 (+45.13%) Land $36,630 Building $168,730 |
| 2022 | $3,907.00 | $49,520 Land $8,840 Building $40,680 | |
| 2020 | $141,500 Land $25,260 Building $116,240 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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