Montgomery County property record for 313 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1938 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,900 (Oct 2017) |
| Tax Bill | $4,047 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 00203 0020 |
| Primary APN | N64 00203 0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 313 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 R & C E OAKWOOD |
| Legal Subdivision | R & C E OAKWOOD |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20800 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2774 STAUFFER DR, BEAVERCREEK, OH 45434-6243 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MTG |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MTG |
| May 21, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 3, 2017 | Warranty Deed, Construction Loan · Construction Mortgage MARK W STONE |
| Apr 3, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on Record |
| Deed Sale | Oct 3, 2017 · Amount on Record |
| Prior Sale | Oct 3, 2017 · Amount on Record |
| Deed Document Number | 0000058388 |
| Last Transfer Date | May 21, 2018 |
| Transfer Doc | 0000029465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 313 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000041802 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | PERFORMANCE TITLE AGENCY, PERFORMANCE TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 313 CUSHING AVE DAYTON OH 454292607, DAYTON, OH 45429-2607 |
| Document Number | 0000041802 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 41802 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 313 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000047937 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2018 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 313 CUSHING AVE DAYTON OH 454292607, DAYTON, OH 45429-2607 |
| Document Number | 0000047937 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 47937 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 15, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 21, 2018 |
| Property Address | 313 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000029465 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 29465 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2774 STAUFFER DR BEAVERCREEK OH 454346243, BEAVERCREEK, OH 45434-6243 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 3, 2017 |
| Property Address | 313 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000058388 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 58388 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 7, 2017 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2774 STAUFFER DR BEAVERCREEK OH 454346243, BEAVERCREEK, OH 45434-6243 |
| Investor | Possibly a Property Investor |
| Document Number | 58389 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 58389 |
| Name | MARK W STONE |
|---|---|
| Address | 1185 W ALEX BELL RD, DAYTON, OH 45459-3107 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 2, 2018 |
| Rate | 7% |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 3, 2017 |
| Property Address | 313 CUSHING AVE, DAYTON, OH 45429-2607 |
| Document Number | 0000019294 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 19294 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4140 ROSS RD TIPP CITY OH 453719212, TIPP CITY, OH 45371-9212 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,900 (-) Land $12,820 Building $49,080 | ||
| 2024 | $4,047.00 (+2.64%) | ||
| 2023 | $3,943.00 (+14.62%) | $61,900 (+45.13%) Land $12,820 Building $49,080 | $176,850 (+45.13%) Land $36,630 Building $140,220 |
| 2022 | $3,440.00 | $42,650 Land $8,840 Building $33,810 | |
| 2020 | $121,860 Land $25,260 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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