3236 River Downs Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 3236 River Downs Ct, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2016
Lot Size	0.42 acres (18,334 sqft)
Owner	Individual Name on Record
Tax Bill	$4,779 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P70 02212 0032`

Property Details

APN / Parcel Number

Primary APN	`P70 02212 0032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,334 sqft (0.42 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	144 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3236 RIVER DOWNS CT
City	DAYTON
State	OH
Zip	45424-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	140 LEXINGTON PLACE SECTION SIX 30 YR TID 100% NV 2020-2049 TAXABLE 2050
Legal Subdivision	LEXINGTON PLACE SEC
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HUBER HEIGHTS
Census Block Group	1
Census Block	1004
Census Tract	100101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3236 RIVER DOWNS CT, DAYTON, OH 45424-3877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · VA Mortgage UNION SAVINGS BANK
Aug 29, 2017	Grant Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024
Deed Sale	Aug 20, 2024
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	2024-00043764
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 14, 2020
Property Address	3236 RIVER DOWNS CT, DAYTON, OH 45424-3877
Document Number	0000061677
Map Reference	MB 225 PG 34
Instrument Date	Aug 27, 2020
Instrument	2020-00061677
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	NOT AVAILABLE, APEX LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3236 RIVER DOWNS CT, DAYTON, OH 45424-3877

Mortgage

Document Number	0000061678
Date	Oct 14, 2020
Instrument	2020-00061678

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 29, 2017
Property Address	3236 RIVER DOWNS CT, DAYTON, OH 45424-3877
Document Number	0000050748
Instrument Date	Aug 16, 2017
Instrument	50748
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3236 RIVER DOWNS CT DAYTON OH 454243877, DAYTON, OH 45424-3877

Mortgage

Document Number	50750
Date	Aug 29, 2017
Instrument	50750

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 28, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Huber Heights City
Unified School District	Huber Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,900 (-) Land $14,630 Building $45,270
2024	$4,779.00 (+0.89%)
2023	$4,737.00 (-0.73%)	$59,900 (-) Land $14,630 Building $45,270	$171,140 (-) Land $41,800 Building $129,340
2022	$4,772.00	$59,900 Land $14,630 Building $45,270
2020			$171,140 Land $41,800 Building $129,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1995–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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