3206 River Downs Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 3206 River Downs Ct, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,956 sqft · built 2019
Lot Size	0.283 acres (12,349 sqft)
Owner	Individual Name on File
Last Sale	$370,700 (Dec 2019)
Tax Bill	$8,664 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P70 02212 0037`

Property Details

APN / Parcel Number

Primary APN	`P70 02212 0037`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,956 sqft Living Area
1st Floor Area	1,868 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,349 sqft (0.283 acres)
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3206 RIVER DOWNS CT
City	DAYTON
State	OH
Zip	45424-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	145 LEXINGTON PLACE SECTION SIX 30 YR TID 100% NV 2020-2049 TAXABLE 2050
Legal Subdivision	LEXINGTON PLACE SEC
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HUBER HEIGHTS
Census Block Group	1
Census Block	1000
Census Tract	100101

Owner

3206 River Downs Ct is owned and occupied by an individual who bought it in December 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3206 RIVER DOWNS CT, DAYTON, OH 45424-3796
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 15, 2018	Warranty Deed, Construction Loan · Line of Credit NVR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Jul 29, 2019 · Amount on File
Deed Document Number	2019-00070129
Record Updated	Jun 8, 2026

December 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 13, 2019
Property Address	3206 RIVER DOWNS CT, DAYTON, OH 45424-3796
Document Number	0000070129
Map Reference	MB 225 PG 34
Instrument Date	Oct 17, 2019
Instrument	2019-00070129
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST NY TITLE AGENCY, FIRST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3206 RIVER DOWNS CT, HUBER HEIGHTS, OH 45424-3796

Mortgage

Document Number	0000070130
Date	Dec 13, 2019
Instrument	2019-00070130

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 29, 2019
Property Address	3206 RIVER DOWNS CT, DAYTON, OH 45424-3796
Document Number	0000039564
Instrument Date	Jul 15, 2019
Instrument	39564
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$179.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	884 PLEASANT VALLEY DR SPRINGBORO OH 450661159, SPRINGBORO, OH 45066-1159
Investor	Possibly a Property Investor

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 15, 2018
Property Address	3206 RIVER DOWNS CT, DAYTON, OH 45424-3796
Document Number	0000009216
Instrument Date	Feb 9, 2018
Instrument	9216
Transaction Type	Construction Loan
Record Updated	Mar 2, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10100 INNOVATION DR #410 DAYTON OH 45432, 410, DAYTON, OH 45432

Mortgage

Document Number	9217
Date	Feb 15, 2018
Instrument	9217

Lender

Name	NVR
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Huber Heights City
Unified School District	Huber Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,670 Land $11,670
2024	$8,664.00 (+3.49%)
2023	$8,372.00 (-0.76%)	$11,670 (-) Land $11,670	$33,330 Land $33,330
2022	$8,436.00	$11,670 Land $11,670
2020			$33,330 Land $33,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3206 River Downs Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1995–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 River Downs Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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