3224 River Downs Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 3224 River Downs Ct, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,898 sqft · built 2015
Lot Size	0.365 acres (15,904 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Dec 2018)
Tax Bill	$5,141 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P70 02212 0034`

Property Details

APN / Parcel Number

Primary APN	`P70 02212 0034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	1,898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	15,904 sqft (0.365 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	127 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3224 RIVER DOWNS CT
City	DAYTON
State	OH
Zip	45424-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	142 LEXINGTON PLACE SECTION SIX 30 YR TID 100% NV 2020-2049 TAXABLE 2050
Legal Subdivision	LEXINGTON PLACE SEC
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HUBER HEIGHTS
Census Block Group	1
Census Block	1004
Census Tract	100101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	4341 REFLECTIONS PKWY, SARASOTA, FL 34233-1456
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Feb 14, 2018	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	2018-00072242
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3224 RIVER DOWNS CT, DAYTON, OH 45424-3877
Document Number	0000069467
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3224 RIVER DOWNS CT HUBER HEIGHTS OH 454243877, HUBER HEIGHTS, OH 45424-3877

Mortgage

Document Number	0000069467
Date	Dec 11, 2019
Instrument	69467

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 12, 2018
Property Address	3224 RIVER DOWNS CT, DAYTON, OH 45424-3877
Document Number	0000072242
Map Reference	MB 225 PG 34
Instrument Date	Nov 16, 2018
Instrument	2018-00072242
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4341 REFLECTIONS PKWY, SARASOTA, FL 34233-1456

Mortgage

Document Number	0000072243
Date	Dec 12, 2018
Instrument	2018-00072243

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 14, 2018
Property Address	3224 RIVER DOWNS CT, DAYTON, OH 45424-3877
Document Number	0000008780
Instrument Date	Jan 24, 2018
Instrument	8780
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	WAVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3224 RIVER DOWNS CT HUBER HEIGHTS OH 454243877, HUBER HEIGHTS, OH 45424-3877

Mortgage

Document Number	8781
Date	Feb 14, 2018
Instrument	8781

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Huber Heights City
Unified School District	Huber Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,800 (-) Land $14,630 Building $51,170
2024	$5,141.00 (+3.46%)
2023	$4,969.00 (-0.74%)	$65,800 (-) Land $14,630 Building $51,170	$187,990 (-) Land $41,800 Building $146,190
2022	$5,006.00	$65,800 Land $14,630 Building $51,170
2020			$187,990 Land $41,800 Building $146,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1995–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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