3233 River Downs Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 3233 River Downs Ct, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 2019
Lot Size	0.334 acres (14,571 sqft)
Owner	Individual Name on Record
Last Sale	$344,000 (Mar 2023)
Tax Bill	$5,147 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P70 02212 0031`

Property Details

APN / Parcel Number

Primary APN	`P70 02212 0031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,571 sqft (0.334 acres)
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3233 RIVER DOWNS CT
City	DAYTON
State	OH
Zip	45424-3876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	139 LEXINGTON PLACE SECTION SIX 30 YR TID 100% NV 2020-2049 TAXABLE 2050
Legal Subdivision	LEXINGTON PLACE SEC
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HUBER HEIGHTS
Census Block Group	1
Census Block	1004
Census Tract	100101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3233 RIVER DOWNS CT, DAYTON, OH 45424-3876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jul 2, 2019	Limited Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Feb 15, 2018	Warranty Deed, Construction Loan · Line of Credit NVR
Mar 8, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202300012209
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 8, 2023
Property Address	3233 RIVER DOWNS CT, DAYTON, OH 45424-3876
Document Number	0000012209
Map Reference	MB 225 PG 34
Instrument Date	Feb 28, 2023
Instrument	202300012209
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3233 RIVER DOWNS CT, DAYTON, OH 45424-3876

Mortgage

Document Number	0000012210
Date	Mar 8, 2023
Instrument	202300012210

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

July 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 2, 2019
Property Address	3233 RIVER DOWNS CT, DAYTON, OH 45424-3876
Document Number	0000033853
Map Reference	MB 225 PG 34
Instrument Date	May 30, 2019
Instrument	2019-00033853
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST NY TITLE AGENCY, FIRST TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3233 RIVER DOWNS CT, DAYTON, OH 45424-3876

Mortgage

Document Number	0000033854
Date	Jul 2, 2019
Instrument	2019-00033854

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 15, 2018
Property Address	3233 RIVER DOWNS CT, DAYTON, OH 45424-3876
Document Number	0000009216
Instrument Date	Feb 9, 2018
Instrument	9216
Transaction Type	Construction Loan
Record Updated	Mar 2, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10100 INNOVATION DR #410 DAYTON OH 45432, 410, DAYTON, OH 45432

Mortgage

Document Number	9217
Date	Feb 15, 2018
Instrument	9217

Lender

Name	NVR
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 8, 2018
Property Address	3233 RIVER DOWNS CT, DAYTON, OH 45424-3876
Document Number	0000012722
Instrument Date	Feb 9, 2018
Instrument	12722
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$179.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	884 PLEASANT VALLEY DR SPRINGBORO OH 450661159, SPRINGBORO, OH 45066-1159
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Huber Heights City
Unified School District	Huber Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,670 (-) Land $11,670
2024	$5,147.00 (+0.9%)
2023	$5,101.00 (-0.74%)	$11,670 (-) Land $11,670	$33,330 (-) Land $33,330
2022	$5,139.00	$11,670 Land $11,670
2020			$33,330 Land $33,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1995–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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