Carroll County property record for 3234 Arters Mill Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,092 sqft · built 2012 |
| Lot Size | 5.8 acres (252,648 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,000 (Jun 2018) |
| Tax Bill | $3,368 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit Jun 2018 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 03-011925 |
| Primary APN | 03-011925 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Total Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 252,648 sqft (5.8 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 273 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 011925 |
|---|---|
| Street Address | 3234 ARTERS MILL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 5.8 ACS 3234 ARTERS MIL RD WESTMINSTER |
| Legal Subdivision | ARTERS MILL |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 503000 |
3234 Arters Mill Rd is owned and occupied by two individuals who bought it in June 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3234 ARTERS MILL RD, WESTMINSTER, MD 21158-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 11, 2018 | Grant Deed, Transfer BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on File |
| Deed Sale | Jun 11, 2018 · Amount on File |
| Deed Book / Page | 9037 / 25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3234 ARTERS MILL RD, WESTMINSTER, MD 21158-1802 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0093450463 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 9345/0463 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 11, 2018 |
| Property Address | 3234 ARTERS MILL RD, WESTMINSTER, MD 21158-1802 |
| Document Number | 0090370025 |
| Book / Page | 009037 / 000025 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | PT TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3234 ARTERS MILL RD WESTMINSTER MD 211581802, WESTMINSTER, MD 21158-1802 |
| Document Number | 90370032 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 009037/000032 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 10, 2033 |
The 2026 property tax bill for 3234 Arters Mill Rd was $3,368 with a homeowner's exemption, up 4.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,368.00 (+4.76%) Homeowner's exemption | $316,367 | $369,100 Land $184,000 Building $185,100 |
| 2025 | $3,215.00 Homeowner's exemption | ||
| 2023 | $2,954.00 Homeowner's exemption | $261,467 | $290,000 Land $159,000 Building $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3234 Arters Mill Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3234 Arters Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Quantum Internet & Telephone Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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