2941 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2941 Arters Mill Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 852 sqft · built 1983
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2022)
Tax Bill	$3,322 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-018350`

Property Details

APN / Parcel Number

Primary APN	`03-018350`
Alternative APNs	`3018350` `018350`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	852 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Deck Area	80 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018350
Street Address	2941 ARTERS MILL RD
City	WESTMINSTER
State	MD
Zip	21158-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 2.20 ACS 2941 ARTERS MILL RD S OF ARTERS MILL
Legal Subdivision	ARTERS MILL
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2006
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2941 ARTERS MILL RD, WESTMINSTER, MD 21158-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Jan 5, 2022	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Mar 10, 2016 · Amount on Record
Deed Book / Page	10629 / 371
Last Transfer Date	May 21, 2024
Transfer Doc	0112470231
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2941 ARTERS MILL RD, WESTMINSTER, MD 21158-1836
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116500429
Date	Dec 23, 2025
Book Page	11650/429

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 5, 2022
Property Address	2941 ARTERS MILL RD, WESTMINSTER, MD 21158-1836
Document Number	0106290371
Book / Page	10629 / 371
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2941 ARTERS MILL RD, WESTMINSTER, MD 21158-1836

Mortgage

Document Number	0010629378
Date	Jan 5, 2022
Instrument	10629/378

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,322.00 (+4.83%) Homeowner's exemption	$295,367 (+6.4%)	$330,900 (+19.2%) Land $162,000 Building $168,900
2025	$3,169.00 (+8.9%) Homeowner's exemption	$277,600 (+7.76%) Land $137,000 Building $140,600	$277,600 (-) Land $137,000 Building $140,600
2023	$2,910.00	$257,600	$277,600 Land $137,000 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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