3191 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 3191 Arters Mill Rd, Westminster, MD 21158

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,934 sqft · built 1976
Lot Size3.53 acres (153,767 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Jul 2022)
Tax Bill$4,204 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-014495

Property Details

APN / Parcel Number

Primary APN03-014495
Alternative APNs
  • 3014495
  • 014495

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,934 sqft Total Area
Basement Area875 sqft
Finished Basement875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area153,767 sqft (3.53 acres)
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Deck Area374 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number014495
Street Address3191 ARTERS MILL RD
CityWESTMINSTER
StateMD
Zip21158-1805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT - 3.5371 ACS 3191 ARTERS MILL RD S OF ARTERS MILL
JurisdictionCARROLL MD
Township / Civil Division3, MYERS
Census Block Group2
Census Block2006
Census Tract503000

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3191 ARTERS MILL RD, WESTMINSTER, MD 21158-1805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Deed Book / Page10841 / 430
Prior Transfer DateJan 7, 2009
Prior Transfer Doc0056630650
Record UpdatedSep 20, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJul 26, 2022
Property Address3191 ARTERS MILL RD, WESTMINSTER, MD 21158-1805
Document Number0108410430
Book / Page10841 / 430
Instrument DateJul 15, 2022
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3191 ARTERS MILL RD, 3191, WESTMINSTER, MD 21158-1805

Transferred To (Grantee/Buyer)

NameVerified Name
Address3191 ARTERS MILL RD, WESTMINSTER, MD 21158-1805

Mortgage

Document Number0108410438
DateJul 26, 2022
Instrument10841-0438
Lender
NameTOWNEBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$447,600 (-1.95%) Land $172,600 Building $275,000$447,600 (-1.95%) Land $172,600 Building $275,000
2025$4,204.00 (+11.16%) Homeowner's exemption$456,500 (+36.39%) Land $147,600 Building $308,900$456,500 (-) Land $147,600 Building $308,900
2023$3,782.00$334,700$456,500 Land $147,600 Building $308,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Arters Mill Rd

Nearby Streets

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