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3482 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 3482 Arters Mill Rd, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,707 sqft · built 1980
Lot Size2.54 acres (110,642 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jul 2010)
Tax Bill$4,735 (2025)
Deeds & MortgagesJun 2019 Loan Modification
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-020460

Property Details

APN / Parcel Number

Primary APN03-020460
Alternative APNs
  • 3020460
  • 020460

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,707 sqft Total Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area110,642 sqft (2.54 acres)
Garage TypeMixed
Garage Area2,244 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area192 sqft
Deck Area441 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number020460
Street Address3482 ARTERS MILL RD
CityWESTMINSTER
StateMD
Zip21158-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 - 2.54 ACS 3482 ARTERS MILL RD 22-2 GANJON PROPERTY SC 2
Legal SubdivisionGANJON PROP
Legal Lot Number1
JurisdictionCARROLL MD
Township / Civil Division3, MYERS
Census Block Group2
Census Block2003
Census Tract503000

Owner

Source: Carroll County records · APN 03-020460

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3482 ARTERS MILL RD, WESTMINSTER, MD 21158-1806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2019Loan Modification, Mortgage · Conventional with PMI
FARMERS & MERCHANTS NAT'L BK
Jun 19, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2010 · Amount on Record
Deed SaleJul 23, 2010 · Amount on Record
Deed Document Number201022
Deed Book / Page6235 / 140
Last Transfer DateJun 12, 2018
Transfer Doc0090450115
Record UpdatedSep 20, 2026

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address3482 ARTERS MILL RD, WESTMINSTER, MD 21158-1806
Document Number0093440065
Instrument DateJun 15, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1355 N MAIN ST HAMPSTEAD MD 21074, HAMPSTEAD, MD 21074

Mortgage

Document Number0093440065
DateJul 11, 2019
Book Page009344/000065
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressUPPERCO, MD 21155
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueJul 10, 2024

June 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateJun 19, 2018
Property Address3482 ARTERS MILL RD, WESTMINSTER, MD 21158-1806
Document Number0090450115
Book / Page9045 / 0115
Map ReferenceMB22 PG24
Instrument DateJun 12, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyNATIONAL LINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3482 ARTERS MILL RD, WESTMINSTER, MD 21158-1806

Mortgage

Document Number0009045120
DateJun 19, 2018
Instrument9045/120
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$457,000 (+1.53%)$470,800 (+4.6%) Land $165,400 Building $305,400
2025$4,735.00 (+5.15%) Homeowner's exemption$450,100 (+12.93%) Land $140,400 Building $309,700$450,100 (-) Land $140,400 Building $309,700
2023$4,503.00 Homeowner's exemption$398,567$450,100 Land $140,400 Building $309,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Quantum Telecommunications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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