Kenton County property record for 3220 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,174 sqft · built 2003 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jun 2026) |
| Tax Bill | $2,442 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-198.00 |
| Primary APN | 059-20-01-198.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,174 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 84 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3220 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 13 LOT 198 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 13 |
| Legal Lot Number | 198 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 66802 |
3220 Summitrun Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3220 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 18, 2022 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Jul 5, 2017 | Warranty Deed, Transfer AMERICAS MTG SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on File |
| Deed Sale | Jun 29, 2026 · Amount on File |
| Prior Sale | Aug 18, 2022 · Amount on File |
| Deed Document Number | 202613312 |
| Deed Book / Page | 451 / 675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 29, 2026 |
| Property Address | 3220 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706 |
| Document Number | 0000013312 |
| Book / Page | 451 / 675 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202613312 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3220 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706 |
| Document Number | 0000013313, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026062913313 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 18, 2022 |
| Property Address | 3220 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706 |
| Document Number | 0005900145 |
| Book / Page | 184 / 717 |
| Map Reference | SL A-522 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 22081805900145 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5198 TAYLORSVILLE RD, 5198, FINCHVILLE, KY 40022-6771 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 12070 BENTLEY DR, INDEPENDENCE, KY 41051-2528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 5, 2017 |
| Property Address | 3220 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706 |
| Document Number | 0000000212 |
| Book / Page | 003965 / 000044 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 212 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3220 SUMMITRUN DR INDEPENDENCE KY 410516706, INDEPENDENCE, KY 41051-6706 |
| Document Number | 213 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | ORI396/000047 |
| Instrument | 213 |
| Name | AMERICAS MTG SERVICING |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 4, 2047 |
The 2025 property tax bill for 3220 Summitrun Dr was $2,442.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,000 (-) Land $35,000 Building $175,000 | $210,000 (-) Land $35,000 Building $175,000 | |
| 2025 | $2,442.00 | $210,000 Land $35,000 Building $175,000 | $210,000 Land $35,000 Building $175,000 |
| 2023 | $2,650.00 | $210,000 Land $30,000 Building $180,000 | $210,000 Land $30,000 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3220 Summitrun Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3220 Summitrun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures