Kenton County property record for 3221 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,236 sqft · built 2003 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,000 (Nov 2017) |
| Tax Bill | $2,733 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-193.00 |
| Primary APN | 059-20-01-193.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 47 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3221 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 13 LOT 193 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 13 |
| Legal Lot Number | 193 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66802 |
3221 Summitrun Dr is owned and occupied by two individuals who bought it in November 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3221 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Nov 9, 2017 | Grant Deed, Transfer · Conventional with PMI POLARIS HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2017 · Amount on File |
| Deed Sale | Nov 9, 2017 · Amount on File |
| Prior Sale | Sep 2, 2003 · Amount on File |
| Deed Document Number | 201711 09 059 00080 |
| Deed Book / Page | 4027 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2021 |
| Property Address | 3221 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0005900403 |
| Book / Page | 111 / 707 |
| Map Reference | SL A-522 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 21081705900403 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3221 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0005900404 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 21081705900404 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 9, 2017 |
| Property Address | 3221 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000080 |
| Book / Page | 0I4027 / 000001 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 80 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | PERFORMANCE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10158 MEADOW WAY DR INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
| Document Number | 81 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 0I4027/000005 |
| Instrument | 81 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2047 |
The 2025 property tax bill for 3221 Summitrun Dr was $2,733.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,000 (-) Land $35,000 Building $200,000 | $235,000 (-) Land $35,000 Building $200,000 | |
| 2025 | $2,733.00 | $235,000 Land $35,000 Building $200,000 | $235,000 Land $35,000 Building $200,000 |
| 2023 | $2,965.00 | $235,000 Land $30,000 Building $205,000 | $235,000 Land $30,000 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3221 Summitrun Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3221 Summitrun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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