St. Lucie County property record for 3232 Memory Ln, Fort Pierce, FL 34981
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,014 sqft · built 1977 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,110 (2024) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 2430-502-0042-000-4 |
| Primary APN | 2430-502-0042-000-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,014 sqft Finished Area |
| 1st Floor Area | 3,014 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 611 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 32903 |
|---|---|
| Street Address | 3232 MEMORY LN |
| City | FORT PIERCE |
| State | FL |
| Zip | 34981-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 - COU |
| Legal Description | RIVER OAK ESTATES LOTS 42 AND 43 (0.55 AC) |
| Legal Range | 40E |
| Legal Township | 35S |
| Legal Section | 30 |
| Legal Subdivision | RIVER OAK ESTATES |
| Legal Lot Number | 42-43 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 381402 |
Source: St. Lucie County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3232 MEMORY LN, FORT PIERCE, FL 34981-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 |
| Deed Sale | Feb 16, 2022 |
| Deed Document Number | 0000477794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 3232 MEMORY LN, FORT PIERCE, FL 34981-4413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041241912 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 4124/1912 |
| Instrument | 4428311 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | FORT PIERCE, FL 34947 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $193,511 (-60.14%) | $504,900 (+4%) Land $178,200 Building $326,700 | |
| 2024 | $3,110.00 (+2.34%) | ||
| 2023 | $3,039.00 (+3.37%) Additional exemption filed | $485,500 (+173.89%) Land $160,800 Building $324,700 | $485,500 (+35.65%) Land $160,800 Building $324,700 |
| 2022 | $2,940.00 Homeowner's exemption Widower's exemption | $177,264 | $357,900 Land $121,700 Building $236,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 178 (1979–2024) |
| Claims Outside the SFHA | 49 of 178 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FPUAnet Communications.
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