3231 Memory Ln, Fort Pierce, FL 34981 Property Records

St. Lucie County property record for 3231 Memory Ln, Fort Pierce, FL 34981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 1973
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (May 2022)
Tax Bill	$6,655 (2024)
Deeds & Mortgages	Dec 2022 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`2430-502-0023-000-5`

Property Details

APN / Parcel Number

Primary APN	`2430-502-0023-000-5`
Alternative APN	`32885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	4,466 sqft
1st Floor Area	1,797 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Mansard
Roof Material	Wood Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,345 sqft
Porch	Open Aluminum/Fiberglass Porch
Porch Area	804 sqft
Deck Area	Deck Area
Patio Area	1,713 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	32885
Street Address	3231 MEMORY LN
City	FORT PIERCE
State	FL
Zip	34981-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3 - COU
Legal Description	RIVER OAK ESTATES LOT 23 (0.29 AC)
Legal Range	40E
Legal Township	35S
Legal Section	30
Legal Subdivision	RIVER OAK ESTATES
Legal Lot Number	23
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1061
Census Tract	381402

Owner

Source: St. Lucie County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3231 MEMORY LN, FORT PIERCE, FL 34981-4424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 10, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	20225036518
Deed Book / Page	4821 / 2172
Last Transfer Date	Dec 13, 2022
Transfer Doc	0049310354
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LUCIE FL
Recording Date	Dec 27, 2022
Property Address	3231 MEMORY LN, FORT PIERCE, FL 34981-4424
Document Number	0049310354
Book / Page	4931 / 354
Map Reference	MB 16 PG 5
Instrument Date	Dec 13, 2022
Instrument	5136429
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3231 MEMORY LN, FORT PIERCE, FL 34981-4424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3231 MEMORY LN, FORT PIERCE, FL 34981-4424

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 10, 2022
Property Address	3231 MEMORY LN, FORT PIERCE, FL 34981-4424
Document Number	0048212172
Book / Page	4821 / 2172
Map Reference	MB 16 PG 5
Instrument Date	May 6, 2022
Instrument	5036518
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	STATE LUCIE TITLE SERVICES INC, ST LUCIE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 MEMORY LN, FORT PIERCE, FL 34981-4424

Mortgage

Document Number	0048212173
Date	May 10, 2022
Instrument	4821/2173

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LUCIE FL
Recording Date	Nov 10, 2021
Property Address	3231 MEMORY LN, FORT PIERCE, FL 34981-4424
Document Number	0047180724
Book / Page	4718 / 724
Map Reference	MB 16 PG 5
Instrument Date	Nov 10, 2021
Instrument	4950171
Transaction Type	Foreclosure
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11402 SW NORTHLAND DR, PORT ST LUCIE, FL 34987-1942

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,500 (+8.12%) Land $131,800 Building $239,700	$371,500 (+8.12%) Land $131,800 Building $239,700
2024	$6,655.00 (-5.72%)
2023	$7,059.00 (+37.76%)	$343,600 (+39.11%) Land $118,900 Building $224,700	$343,600 (+39.11%) Land $118,900 Building $224,700
2022	$5,124.00	$247,000 Land $89,900 Building $157,100	$247,000 Land $89,900 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	178 (1979–2024)
Claims Outside the SFHA	49 of 178
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Fay, Sep 2008 · 31 claims Hurricane Frances, Oct 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Memory Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures