St. Lucie County property record for 3228 Memory Ln, Fort Pierce, FL 34981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1988 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,260 (Apr 2020) |
| Tax Bill | $4,236 (2024) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 2430-502-0041-000-7 |
| Primary APN | 2430-502-0041-000-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Finished Area |
| 1st Floor Area | 1,812 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 716 sqft |
| Patio Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 32902 |
|---|---|
| Street Address | 3228 MEMORY LN |
| City | FORT PIERCE |
| State | FL |
| Zip | 34981-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 - COU |
| Legal Description | RIVER OAK ESTATES LOT 41-LESS N 10 FT- (0.26 AC) |
| Legal Range | 40E |
| Legal Township | 35S |
| Legal Section | 30 |
| Legal Subdivision | RIVER OAK ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 381402 |
Source: St. Lucie County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3228 MEMORY LN, FORT PIERCE, FL 34981-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on Record |
| Deed Sale | Apr 21, 2020 · Amount on Record |
| Prior Sale | Oct 30, 2015 · Amount on Record |
| Deed Document Number | 4700422 |
| Deed Book / Page | 4410 / 2345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Apr 21, 2020 |
| Property Address | 3228 MEMORY LN, FORT PIERCE, FL 34981-4413 |
| Document Number | 0044102345 |
| Book / Page | 4410 / 2345 |
| Map Reference | MB 16 PG 5 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 4700422 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,745.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4214 SW OBLIQUE ST, 4214, PORT SAINT LUCIE, FL 34953-7200 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3228 MEMORY LN, FORT PIERCE, FL 34981-4413 |
| Document Number | 0044102347 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 4410/2347 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $248,944 (-28.53%) | $364,700 (+4.71%) Land $126,400 Building $238,300 | |
| 2024 | $4,236.00 (+2.12%) | ||
| 2023 | $4,148.00 (+5.25%) Additional exemption filed | $348,300 (+52.74%) Land $114,000 Building $234,300 | $348,300 (+25.97%) Land $114,000 Building $234,300 |
| 2022 | $3,941.00 Homeowner's exemption | $228,042 | $276,500 Land $86,300 Building $190,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 178 (1979–2024) |
| Claims Outside the SFHA | 49 of 178 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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